Trust services
As your needs change, so should your tools to meet them. Thrivent Trust Company provides trust and investment management solutions to help you achieve goals and make the most of all you’ve been given.
About Thrivent Trust Company
A proud part of Thrivent
Thrivent Trust Company based in Appleton, Wisconsin, was first chartered in 1998 as AAL Trust Company, FSB. It is a wholly owned subsidiary of Thrivent Financial. Thrivent Trust Company has been offering personal trust, estate settlement services and comprehensive asset management services to individuals and institutions since our inception.
Expertise to guide you
Our experienced professionals will guide you through the process, serve as a trustee for a variety of trusts, and act in a fiduciary capacity through court appointment as a personal representative, executor, guardian or conservator.
Your investment goals, our guidance
We provide advice tailored to your unique needs and goals. We’ll help you manage your investments, identify investment options for your goals, position your portfolio to reach your goals and screen investment selections.
Move toward your goals with professional guidance
Personal trust
Whether your goal is financial stability through disability or preserving family harmony after you’re gone, we’re here to help. Get professional guidance on how to create a trust. We’ll work with your financial advisor, attorney and tax advisor. Together, we’ll create a trust that can be administered with the best interests of future generations and your community in mind.
Estate settlement
Losing a loved one is an emotional journey. Imagine your heirs having to settle your estate. The process can be complicated, unsettling and take as long as 18 months—and sometimes even longer—to complete. We can help your loved ones navigate this trying time. Count on us to help your loved ones finalize details, so they can focus on what matters.
Private client services
As your net worth grows, your portfolio and the risks associated with it become more complex. We’ll help you understand your risks. We’ll also help grow and protect your wealth. Together, we’ll evaluate what matters most to you and provide resources that help put your values into action.
Bill paying services
Whether you're a busy retiree or a caregiver with a family of your own, time is precious. Use the SIMPLIFY program for personal financial management. It combines the convenience of bill paying, cash management, income collection, and detailed record keeping. We help relieve you from these duties so you can enjoy your life and the people in it.
Institutional investments
If you're responsible for managing an endowment, foundation or investment portfolio, we can help. We provide investment management and administrative services, so you don't feel a drain on your resources. That frees up your time to focus on big-picture financial goals—for your organization today and tomorrow.
A growing need for trust services
Millions of people in the United States are, or will soon be, in a position to benefit from trust services.
of caregivers help loved ones manage their finances.1
of U.S. assets are estimated to be held by people age 65+ by 2040.2
of high-net-worth Americans make charitable gifts.3
of Americans don’t have a will or estate plan at the time of their death.
of caregivers help loved ones manage their finances.1
of U.S. assets are estimated to be held by people age 65+ by 2040.2
of high-net-worth Americans make charitable gifts.3
of Americans don’t have a will or estate plan at the time of their death.
Frequently asked questions
If you’re trying to determine whether trust services are right for you, here are answers to some of the most common questions.
View all FAQs
What are the four basic types of trusts?
Revocable trusts can be amended or revoked during the grantor's lifetime. Once the grantor dies, the trust typically becomes irrevocable.
Irrevocable trusts cannot be changed after they're made. They're often used to fund legacies for children or grandchildren, or make gifts of property or life insurance.
Testamentary trusts are usually included in a person's will. They take effect after the grantor has died. They are also considered revocable because your will can be changed anytime during your lifetime.
Living trusts take effect during the grantor's lifetime.
Irrevocable trusts cannot be changed after they're made. They're often used to fund legacies for children or grandchildren, or make gifts of property or life insurance.
Testamentary trusts are usually included in a person's will. They take effect after the grantor has died. They are also considered revocable because your will can be changed anytime during your lifetime.
Living trusts take effect during the grantor's lifetime.
Do you help organizations develop an investment policy statement?
Yes, Thrivent Trust Company recommends that institutions maintain an investment policy statement (IPS) that avoids ambiguity and provides sufficient detail to adequately communicate the organization's goals, expectations and any specific restrictions.
How long will it take to settle my estate?
When you have an estate plan that includes a will, estate settlement may take several months. However, without a will it could take much longer and your assets may not be distributed as you would have liked.
What are your account minimums?
Open a personal trust services account: $400,000 minimum.
Open a private clients services account: $1 million minimum.
Open an institutional account: $500,000 minimum.
Estate settlement services: $400,000 minimum.
SIMPLIFY personal financial management: enough funds to cover six months of expenses.
Open a private clients services account: $1 million minimum.
Open an institutional account: $500,000 minimum.
Estate settlement services: $400,000 minimum.
SIMPLIFY personal financial management: enough funds to cover six months of expenses.
Connect
Get started with a trust advisor
Find advice that meets your needs. Talk with one of our experienced professionals who can help guide you through the trust process.
Privacy & Security
Our privacy and security policies explain how we protect your information
at every level of your relationship with Thrivent Trust Company.
at every level of your relationship with Thrivent Trust Company.
Learn more about Thrivent Trust Company’s individual customer information sharing practices.
Learn how Thrivent Trust Company safeguards the information you put online.
Find out more about Thrivent Trust Company’s privacy policy applicable to California residents.
Thrivent Trust Company safeguards your information, passwords and more with structured online account access security.
Find out what internet browsers and computer features are required to access Thrivent Trust Company online accounts.
2National Bureau of Economic Research, 2015.
3U.S. Trust Insights on Wealth and Worth Survey, 2016.
4Caregiving in the U.S., National Alliance for Caregiving and AARP Public Policy Institute, June 2015.
Trust and investment management accounts and services offered by Thrivent Trust Company are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, nor guaranteed by Thrivent Trust Company or its affiliates, and are subject to investment risk, including possible loss of the principal amount invested.
Trust and investment management accounts and services offered by Thrivent Trust Company, a subsidiary of Thrivent is the marketing name for Thrivent Financial for Lutherans and an affiliate of Thrivent Investment Management Inc. Neither Thrivent Investment Management Inc., a FINRA and SIPC member, nor its associated person(s) is offering any product hereby. Certain Thrivent Investment Management Inc. associated persons refer prospective clients to Thrivent Trust Company.
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
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