Search
line drawing document and pencil

File a claim

Need to file an insurance claim? We’ll make the process as supportive, simple and swift as possible.
Illustration of person sitting at laptop

Need advice?

The best financial guidance should focus on your personal goals and dreams. And that takes a personal connection.
Illustration of stairs and arrow pointing upward

Contact support

Can’t find what you’re looking for? Need to discuss a complex question? Let us know—we’re happy to help.
Use the search bar above to find information throughout our website. Or choose a topic you want to learn more about.

Thrivent Action Teams

Creating positive change in your community can be easier than you think. Start small and watch your impact grow. You can make a difference.
Illustration of two people talking about finances
Make a positive impact in your community
We all want to give back, but sometimes it’s hard to know where to begin. If you’re wondering how you can make a difference, we can help.

Thrivent Action Teams are a great way to make a positive impact in your community. Simply gather a team of neighbors or friends for a fundraiser, educational event or service activity.

Thrivent offers all the resources you need to get started, including up to $250 in seed money. Your team provides the passion that brings your project to life.

4 easy steps to creating real, measurable change in your community

Submit your application by logging in through your Thrivent account.
illustration of open box
Receive your action kit
Get customized resources to help make your project successful.
line drawing of a leaping high-five
Take action
Gather your team and bring your community project to life.
Share the positive results and impact of your project.
Submit your application by logging in through your Thrivent account.
illustration of open box
Receive your action kit
Get customized resources to help make your project successful.
line drawing of a leaping high-five
Take action
Gather your team and bring your community project to life.
Share the positive results and impact of your project.
a picture of a banner, stickers, t-shrt, paper hand-outs, and thank-you cards
What's in your kit?
Once your project application is approved, you'll receive a package of customized resources and tools to kick-start your project. Boxes may include:
  • A pennant banner
  • Thank you cards, name tags and stickers
  • Thrivent Action Team T-shirts
  • A community impact card with funds up to $250
Increase your community impact with these digital tools:
  • Digital thank you notes to send after your event
  • A personalized project webpage to share with your community
  • Photo upload to collect and share photos
  • An RSVP feature to invite friends and family to volunteer alongside you
Young Haitian students sitting at desks with pens and notebooks
Hope for Haiti fundraiser
Hosted by: William Walker

The key to inspiration

Our Thrivent Action Teams Hub provides information and inspiration for your next project. From brainstorming ideas to sharing your impact and celebrating generosity, our Hub has everything you need for success—in one convenient location.

Helpful tips to ensure your project’s success

Illustration of man thinking with a square, circle and triangle floating around his head
Project planning made easy
Use checklists and worksheets to brainstorm, set goals and cover details.

Generosity Starts Here: Brainstorm Tool (PDF)
Use this worksheet to inspire project ideas and begin identifying your next project.

Project planning checklist (PDF)
A checklist for planning before, during and after your project.
Illustration of laptop with fluctuating line graph onscreen
Ideas for promoting your event
Discover creative ways to increase engagement and impact in your community event.

Fillable project poster (PDF)
Promote your efforts the easy way.

Fillable half-page insert (PDF)
Promote your project using this as a bulletin insert or flyer.
Illustration of a hand presenting a heart between the thumb and the forefinger

Guidelines for greater impact
Involve other volunteers
Bring together a team of friends, family and people in your community to make a greater impact.

One team, one project
Multiple clients cannot apply to receive a Thrivent Action Kit to be used for the same project.

Share your project’s success
Share your stories, photos and team information with us after your volunteer event.

Community Impact Card
The Community Impact Card kickstarts your generosity activity and must be used on your project.
Illustration of 4 stacked hands with a heart above them
Kickstart a volunteer project in your church or organization
Know any Thrivent clients in your circle? Eligible clients can apply to lead a Thrivent Action Team and receive tools for kickstarting a project within their church or organization.

Share Thrivent Action Teams with your church or organization. Brochure (PDF)

Connect with local Thrivent clients with questions or partnership opportunities. Find your network.

Frequently asked questions

It’s amazing what a motivated group of volunteers can accomplish when they have the tools and resources they need to be successful.
Which Thrivent clients are eligible to lead Thrivent Action Teams?
All Thrivent clients with membership are eligible to lead a Thrivent Action Team. However, the number of teams each client can lead per year depends on membership type. Clients with benefit membership are eligible to lead two Thrivent Action Teams per calendar year, and clients with associate membership are eligible to lead one per calendar year.

Eligibility for Thrivent Action Teams is based on mutuality between Thrivent and its clients. By owning insurance products, clients with benefit membership contribute to the tax-exempt funds that are needed to operate Thrivent's client activities. Thrivent recognizes that contribution by allowing clients with benefit membership the opportunity to lead additional Thrivent Action Teams.
How old do I need to be to lead a Thrivent Action Team?
The minimum age to lead a Thrivent Action Team is 16 years old.
Should I purchase or retain insurance or annuity products so I can lead more Thrivent Action Teams?
No. Thrivent has many unique advantages as a fraternal benefit society, including our ability to make a positive impact with clients in their communities and congregations. While we want everyone to experience giving back through Thrivent Action Teams, you should never purchase or retain any insurance or annuity products simply to lead a Thrivent Action Team. You should only purchase and keep the insurance and annuity products that best meet the financial security needs of you and your family.
I need inspiration! Where can I find ideas on leading a Thrivent Action Team?
The Thrivent Action Teams Hub is a digital platform where clients have shared their amazing projects. Spend some time exploring others' projects for inspiration. The Generosity Starts Here document also provides great ideas to get you started!
Can my fundraiser, service activity or educational project support any organization?
We love seeing our clients support an organization or a cause they are passionate about! Remember, we want you and your team to take action within the community rather than directly giving or granting the Community Impact Card to the organization you are supporting. To see if a project can be associated with a specific organization, you can search organizations in the Thrivent Choice ® catalog. Organizations eligible for Thrivent Choice may be eligible for Thrivent Action Teams.
How do I know if my project is a good fit for the program?
If you can answer "yes" to all of the following questions, a Thrivent Action Team would likely work well for your project.

Does the project benefit the community where you live, work or worship?
Thrivent Action Teams are not intended to be self-benefiting for you or your immediate family.

Will you, the client applying, actively contribute to the success of the project?
Thrivent Action Teams should not be "donated" to others for implementation. We want our client leaders to be actively participating in the generosity of this program.

Are you and your volunteers contributing time and talent to make a difference in your community?
If there is no volunteer activity involved, and you're instead looking for a gifting/granting program, you can make an online personal donation to enrolled organizations through the Thrivent Choice program. Thrivent covers the processing fees, which means 100% of your donation goes to help. And, if eligible, you can direct Thrivent Choice Dollars®.

Are you the only client kickstarting this specific project through a Thrivent Action Team?
We want to ensure generosity is spread in our clients' communities. Thrivent Action Teams are meant to kickstart a generosity project and shouldn't be combined with other clients' projects to fund the entirety of a single large project.

Before, during and after your project— helpful tips to make it go smoothly

Before your project

We’ve included the most commonly asked questions before the project begins.
How long does the application process take?
You'll submit your application a minimum of 14 days prior to your project start date (but no more than 120 days prior) to allow us enough time to review your application and send your Thrivent Action Kit to your doorstep. While you're waiting for your kit, use that time to plan and recruit volunteers for your project.
How do I apply? How can I find information on my current/previous Thrivent Action Teams?
First, log in to your Thrivent account. Then you may submit your application. You can also find information about your current or previous Thrivent Action Teams.
How will I know if my Thrivent Action Team is approved?
You will receive an email within five business days indicating whether your Thrivent Action Team application was approved, or we need more information.

If you haven't received your approval email, try the following:
  • Check your email's spam folder.
  • Log in to My Thrivent and follow the link beneath the Account Summary to ensure your project was submitted and is not in "draft" status.
  • If you've emailed your project to yourself, be sure that you've clicked the "send" button—this makes your application officially complete.
How and when will I receive my kit?
Upon shipment, you'll receive an email with your kit's tracking number within five business days after approval. Depending on your geographical location, the Thrivent Action Team Kit will be delivered seven to 14 days after the approval of your application. Please allow an additional five days for delivery to a P.O. Box. If you're located in Hawaii or Alaska, we do our best to ship quickly through priority mail, but it may take longer for your kit to reach your doorstep.

During your project

We have the tools and resources you need to make your community project successful. These are the commonly asked questions during the project.
How should I use the Community Impact Card?
Thrivent has a responsibility as a fraternal benefit society to show how and where our funds are used to impact the communities where clients live, work and worship. As part of this responsibility, the funds you receive need to be spent in alignment with the project for which you originally applied.

Your Community Impact Card can be used like a normal credit card virtually anywhere VISA is accepted to pay for expenses related to your project or activity. Just like a normal credit card has spending limits, so does the Community Impact Card. Use the expense tracker on page 3 of the Leader Guidebook to track your purchases so they do not exceed $250 or the card will be declined.

Be sure to verify that the merchant accepts VISA credit cards, as Thrivent will not reimburse you for any charges you pay for with your own money, check or credit card.

Are there limitations on what I can use the Community Impact Card for?
Thrivent does not allow purchases of gift cards, alcohol, firearms or jewelry, direct cash donations, cash withdrawals, organizational operating funds, personal expenses, or purchases made outside the U.S. or its territories.
How do I verify the remaining balance on my Community Impact Card?
Call the phone number on the back of the Community Impact Card and follow the instructions.

Once you've used the card, the available balance will be provided in real time, but the current balance may not. As with other credit/debit cards, transactions may take a few days to process before they show up on the account. For further information about recent transactions, call 800-847-4836 and say "Thrivent Action Teams" at the prompt.
How do I make purchases online or over the phone with my Community Impact Card?
Provide information as described below. Please remember to use the name on the card, such as Thrivent Action Team ####, to help avoid confusion that could result in unintended charges on your personal credit card.
  • Name on card (if applicable): Provide the name as printed on the U.S. Bank VISA card, such as Thrivent Action Team ####. If a website does not accept numbers in these fields, enter "Action" as the first name and "Team" as the last name.
  • Billing address: Provide the ZIP code where the Thrivent Action Team kit was delivered.
  • Billing phone number (if applicable): Provide the Thrivent Action Team leader's phone number (including area code), when prompted.
What should I do with my Community Impact Card after my project is complete?
Your card will automatically deactivate 120 days after your project start date or when you report on your completed project. Any remaining funds on the card will be used to support other Thrivent Action Team projects. Please cut up your card and dispose of it after your project is complete.
What should I do if I've lost or misplaced my Community Impact Card?
As soon as you realize your card is missing, call 800-847-4836 and say "Thrivent Action Teams" at the prompt.
What is the Thrivent Action Teams Hub?
The Thrivent Action Teams Hub is a digital platform that equips you with online tools to help promote your Thrivent Action Team project and celebrate the impact you're making in your community. The Hub provides resources that help increase your impact, including:
  • A personalized project webpage to share with your community.
  • An RSVP feature to invite friends and family to volunteer alongside you.
  • Digital thank-you notes to send out after the event.
  • Photo upload to collect and share photos.
What do I do if my project gets delayed, changes or I need to cancel?
We fully understand that project dates or ideas may need to change. If you need to extend the date or repurpose your project to fill another need, click here to submit a request or call 800-847-4836 and say "Action Teams" at the prompt. Our team can walk you through next steps. Please have your Thrivent ID or contract number available for faster service.

You'll also want to make sure that you're purchasing direct supplies for your activity—not charging the card to the benefiting organization or reimbursing yourself. This enables Thrivent to be transparent with your purchases and the activity.
Do I need to track my expenses?
It's important for Thrivent to know how you spent the money that you received in order to support your Thrivent Action Team project. As a best practice, track your purchases with the resource provided on page 3 of your Leader Guidebook. This will greatly help ensure you don't exceed the $250 spending limit.
Do I need to submit receipts for my purchases?
No. However, please retain receipts for all purchases made on the card for up to one year and be prepared to submit applicable receipts if a question arises about a specific charge. As the leader of this project, you are responsible for all purchases made on the Community Impact Card.
Does Thrivent audit card purchases?
Yes. To ensure the Thrivent Action Team program continues to be the generosity generating machine that it is, Thrivent has a responsibility as a fraternal benefit society to show how and where our funds are used to impact the communities where clients live, work and worship. As part of this responsibility, the funds you receive need to be spent in alignment with the project for which you originally applied.

After your project

Congratulations on completing your project! These are the commonly asked questions at the end of your volunteer event.
What information will I need for my report at the end of the project?
Tell us how your project made a difference, how others were involved, and how your team was inspired to live generously. We'll also need the following information dependent on the type of activity you are leading:

Service activities:
  • Number of volunteers.
  • Length of event.
Fundraisers:
  • Number of volunteers.
  • Length of event.
  • Funds raised.
  • Items collected and quantity.
  • Number of attendees.
Educational events:
  • Number of volunteers.
  • Length of event.
  • Number of attendees.

Where do I go to report on my project?
Log in to your Thrivent account to complete Thrivent's official reporting process.
Is it required to complete a report at the end of the project?
Yes. As a fraternal benefit society, it's important for us to understand the impact our clients are making where they live, work and worship. Reporting on your efforts helps ensure we keep the generosity going! Plus, reports must be completed for your project before you can apply for a future project.
Does posting a photo/story on the Thrivent Action Teams Hub count as reporting on my Thrivent Action Team?
No. We would love for you to share any photos/posts you have from your project on the Thrivent Action Teams Hub. But please also log in to your Thrivent account and complete Thrivent's official reporting process.
Still not finding your answer?
Call 1-800-847-4836 and say "Thrivent Action Teams" or read the Terms and Conditions.
Get support
Contact us for assistance with Thrivent Action Teams, Thrivent Choice® or other member benefits.
Member benefits and programs are not guaranteed contractual benefits. The interpretation of the provisions of these benefits and programs is at the sole discretion of Thrivent. Thrivent reserves the right to change, modify, discontinue, or refuse to provide any of the membership benefits or any part of them, at any time.

You should only purchase and keep insurance and annuity products that best meet the financial security needs of you and your family and never purchase or keep any insurance or annuity products to be eligible for nonguaranteed membership benefits.
3.2.2