When you join Thrivent, you become part of something bigger. You share in the collective ownership of our company and you’re part of a community of people looking out for others.
In addition to Thrivent’s financial expertise and solutions, membership provides eligible clients with tools and resources to make it easy to give of yourself and live a more meaningful life.
In addition to Thrivent’s financial expertise and solutions, membership provides eligible clients with tools and resources to make it easy to give of yourself and live a more meaningful life.
Benefits for what matters most
Our benefits, tools and resources help you focus on what’s important to you—whether that’s meeting a community need, dealing with the unexpected, or finding inspiration and guidance.
Volunteer & give
Make a difference in your communities. Our programs enable you to live generously, whether through voluntary or monetary means.
Equip & inspire
Build greater financial clarity for you and your loved ones by leveraging our resources during your financial journey.
Support & assist
Learn ways to provide care and comfort to loved ones during difficult times with our step-by-step guides.
How to become a member
Thrivent members share the common bond of Christianity. If you are a Christian, or the spouse of a Christian, you are eligible to become a member by completing our application below. Once accepted, there are two types of membership for individuals aged 16 and above. Your membership will depend on your relationship to Thrivent. View application PDF.
Benefit Membership
- Clients with a relationship to a Thrivent life, health or annuity product1
- Access to
membership benefits - Eligibility to lead two
Thrivent Action Teams per year - The right to vote for Thrivent's board of directors and to serve, if elected, as a board member of Thrivent or your Thrivent Member Network
- No annual fee
Associate Membership
- Clients without a relationship to a Thrivent life, health or annuity product
- Access to select
membership benefits - Eligibility to lead one
Thrivent Action Team per year - The right to vote for the board of directors of your Thrivent Member Network
- Annual fee of $19.95 (waived in certain circumstances, including if you hold an account with the Thrivent Credit Union2)
Benefit Membership
- Clients with a relationship to a Thrivent life, health or annuity product1
- Access to
membership benefits - Eligibility to lead two
Thrivent Action Teams per year - The right to vote for Thrivent's board of directors and to serve, if elected, as a board member of Thrivent or your Thrivent Member Network
- No annual fee
Associate Membership
- Clients without a relationship to a Thrivent life, health or annuity product
- Access to select
membership benefits - Eligibility to lead one
Thrivent Action Team per year - The right to vote for the board of directors of your Thrivent Member Network
- Annual fee of $19.95 (waived in certain circumstances, including if you hold an account with the Thrivent Credit Union2)
Your Thrivent community
As an organization owned by its clients, we strive to provide accessible generosity programs that enable our clients to make a tangible impact, however they are called to give back. We do this through the support of localized groups called Thrivent Member Networks.
Enter your ZIP code below to find your Thrivent Member Network region on the map for local events, financial education workshops and generosity projects near you.
Enter your ZIP code below to find your Thrivent Member Network region on the map for local events, financial education workshops and generosity projects near you.
Join us in making a difference
Giving back is a priority for both our company and our clients.
raised and donated by Thrivent, clients and others*
Clients and others who volunteered and donated to address community needs around the country.*
Thrivent Action Teams held.*
raised and donated by Thrivent, clients and others*
Clients and others who volunteered and donated to address community needs around the country.*
Thrivent Action Teams held.*
Real stories from real clients
Become a part of something bigger and amplify your impact with membership.
Helping families in need in her community.
Carol Jean Seddon
Equipping local families with everyday needs.
When shortages caused by COVID-19 made it hard for families to get household essentials, Carol Jean organized a Thrivent Action Team to collect items for those in need.
When shortages caused by COVID-19 made it hard for families to get household essentials, Carol Jean organized a Thrivent Action Team to collect items for those in need.
Get support
We'd be happy to answer any questions you may have about Thrivent membership or its benefits.
*As of December 31, 2022.
1 Benefit Membership is restricted to those who are the insured, annuitant, or owner of a Thrivent insurance or annuity contract.
2 The annual fee is waived or paid in certain circumstances, such as for clients of Thrivent subsidiary and affiliated companies, including owners of Thrivent mutual funds and those who have accounts with Thrivent Charitable Impact & Investing or the Thrivent Credit Union.
Member benefits and programs are not guaranteed contractual benefits. The interpretation of the provisions of these benefits and programs is at the sole discretion of Thrivent. Thrivent reserves the right to change, modify, discontinue, or refuse to provide any of the membership benefits or any part of them, at any time.
You should only purchase and keep insurance and annuity products that best meet the financial security needs of you and your family and never purchase or keep any insurance or annuity products to be eligible for nonguaranteed membership benefits.
Deposit and lending services are offered by Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, a member-owned not-for-profit financial cooperative that is federally insured by the National Credit Union Administration and doing business in accordance with the Federal Fair Lending Laws. Insurance, securities, investment advisory and trust and investment management accounts and services offered by Thrivent, the marketing name for Thrivent Financial for Lutherans, or its affiliates are not deposits or obligations of Thrivent Federal Credit Union, are not guaranteed by Thrivent Federal Credit Union or any bank, are not insured by the NCUA, FDIC or any other federal government agency, and involve investment risk, including possible loss of the principal amount invested. Must qualify for membership in TCU.
The client’s experience may not be the same as other clients and does not indicate future performance or success.
1 Benefit Membership is restricted to those who are the insured, annuitant, or owner of a Thrivent insurance or annuity contract.
2 The annual fee is waived or paid in certain circumstances, such as for clients of Thrivent subsidiary and affiliated companies, including owners of Thrivent mutual funds and those who have accounts with Thrivent Charitable Impact & Investing or the Thrivent Credit Union.
Member benefits and programs are not guaranteed contractual benefits. The interpretation of the provisions of these benefits and programs is at the sole discretion of Thrivent. Thrivent reserves the right to change, modify, discontinue, or refuse to provide any of the membership benefits or any part of them, at any time.
You should only purchase and keep insurance and annuity products that best meet the financial security needs of you and your family and never purchase or keep any insurance or annuity products to be eligible for nonguaranteed membership benefits.
Deposit and lending services are offered by Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, a member-owned not-for-profit financial cooperative that is federally insured by the National Credit Union Administration and doing business in accordance with the Federal Fair Lending Laws. Insurance, securities, investment advisory and trust and investment management accounts and services offered by Thrivent, the marketing name for Thrivent Financial for Lutherans, or its affiliates are not deposits or obligations of Thrivent Federal Credit Union, are not guaranteed by Thrivent Federal Credit Union or any bank, are not insured by the NCUA, FDIC or any other federal government agency, and involve investment risk, including possible loss of the principal amount invested. Must qualify for membership in TCU.
The client’s experience may not be the same as other clients and does not indicate future performance or success.
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