
Mutual funds
Every investor is unique, which is why we offer you flexibility and choice to match your investing style and preferences.
Investing your way
Thrivent Mutual Funds understands every investor is unique which is why we offer you flexibility and choice to match your investing style and preferences. We offer a wide variety of funds that span most major asset categories to provide you the flexibility to choose the funds that are right for your situation—based on your life stage, your financial goals, and whether you are looking for a conservative or more aggressive investment option to match your individual comfort with risk.
What is a mutual fund?
Why may it be a good fit for me?
How can I get started with mutual funds?
How to buy mutual funds
You can buy mutual funds on your own, or with the help of a financial advisor. Start investing with as little as $50 a month.** New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds automatic purchase plan. Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Talk with a financial advisor
Knowing how comfortable you are with financial risk can help guide you to mutual funds that may fit well with your investment style. Reach out to a financial advisor today to discuss creating your strategy.Know your mutual funds investing style
Your financial goals influence how much risk you can handle. Understanding your tolerance for risk and market volatility—your investing style—can help you choose funds with confidence.
Your investing style is conservative
Conservative investors avoid financial risk whenever possible and focus on not losing money. They are willing to trade lower returns and slower growth for more stability in their overall investments. If money may be needed in the near term, investing conservatively may be a wise option.
Your investing style is moderately conservative
Moderately conservative investors want to invest, but without taking large risks. Their main priority is to not lose their investment and they are okay with low and slow returns. They may need to withdraw money soon, so an investment profile that leans to the conservative side would be an option to consider.
Your investing style is moderate
A moderate investor is in it for the medium to long term. The usual up and down fluctuations of the market is fine, as long as it nets a higher return. If the volatility lasts too long, a Moderate investor may start to consider withdrawing a portion or all of their investments.
Your investing style is moderately aggressive
Moderately aggressive investors want to be rewarded for the risks they take. They are not the most aggressive investor and probably don’t need access to their money for a while. A moderately aggressive investor has the mindset that if they hang in there, their investments will pay off in the end, but there may be some ups and downs along the way.
Your investing style is aggressive
An aggressive investor has one goal: Maximize returns. Anything that is underperforming isn’t a concern because they’re optimistic and in it for the long term. Taking bigger risks is their game as time is on their side since they don’t expect to withdraw their investments for a quite a while.
Your investing style is conservative
Conservative investors avoid financial risk whenever possible and focus on not losing money. They are willing to trade lower returns and slower growth for more stability in their overall investments. If money may be needed in the near term, investing conservatively may be a wise option.
What’s your investing style?
Answer seven questions to uncover how your risk tolerance shapes your investment style.
Discover more about mutual funds
Ready to invest in Thrivent mutual funds?
- Investing involves risks, including the possible loss of principal. The prospectus and summary prospectus contain more complete information on the investment objectives, risks, charges and expenses of the fund, and other information, which investors should read and consider carefully before investing. Prospectuses and summary prospectuses are available at thriventfunds.com or by calling 800-847-4836.
- By selecting “Start a conversation today”, “Get started”, “Invest with a financial advisor” or “Find a financial advisor”, you will have the opportunity to find and request contact with a Thrivent financial advisor near you. Financial Advisors are registered representatives of Thrivent Investment Management Inc. By selecting “Buy mutual funds”, “Open an account” or “Start investing on my own”, your Thrivent Mutual Funds account(s) will be serviced by Thrivent Financial Investor Services Inc. (TFISI), the transfer agent for Thrivent Mutual Funds (“the Funds”). Marketing and other information about the Funds is provided by the Funds’ distributor, Thrivent Distributors, LLC, a registered broker-dealer and member FINRA. All entities are subsidiaries of Thrivent.