Keep protecting what’s important
As our lives change and grow, our life insurance needs may change too. Check up on your life insurance coverage to be sure it’s still protecting what matters most.
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Life is full of change. Change of address, change of job, change of income. All that change can impact your life insurance needs.
Let’s make sure your priorities are still covered with a life insurance checkup. Working with a Thrivent financial advisor, review your coverage to make sure it keeps protecting the people, plans and promises you care about most.
Let’s make sure your priorities are still covered with a life insurance checkup. Working with a Thrivent financial advisor, review your coverage to make sure it keeps protecting the people, plans and promises you care about most.
Changes that call for a life insurance checkup
When you get married and combine finances, you may depend on both your incomes to pay household expenses. During a life insurance checkup, we help make sure your coverage meets your shared needs—now and in the future.
After a divorce, a life insurance checkup can help you update beneficiaries. If you have children, we also help ensure your coverage continues to address their needs—and protect their financial futures.
After a divorce, a life insurance checkup can help you update beneficiaries. If you have children, we also help ensure your coverage continues to address their needs—and protect their financial futures.
When you have kids, you have more people depending on you and your income. A life insurance checkup helps you right-size your coverage for your growing family.
Is paying for college a top priority? We’ll show you how life insurance can help cover education costs. Some permanent life insurance products include cash value—which you can use during your lifetime to help pay for major expenses.¹
Is paying for college a top priority? We’ll show you how life insurance can help cover education costs. Some permanent life insurance products include cash value—which you can use during your lifetime to help pay for major expenses.¹
A new job may mean a new benefits package. A life insurance checkup helps you confirm whether your new employer-sponsored coverage meets your needs.
Received a pay raise? We can help make sure your coverage could still replace your income. Dealing with a layoff—or launching a business? Depending on the type of life insurance, you may be able to lower your monthly premiums for a while.
Received a pay raise? We can help make sure your coverage could still replace your income. Dealing with a layoff—or launching a business? Depending on the type of life insurance, you may be able to lower your monthly premiums for a while.
Could your spouse or family cover your monthly mortgage payment without your income? During a life insurance checkup, we can help make sure you have enough coverage to pay off your home. That could help your loved ones keep it—without taking on significant debt.
You also might consider permanent life insurance that includes cash value, which you could later access to pay for home repairs or improvements.¹
You also might consider permanent life insurance that includes cash value, which you could later access to pay for home repairs or improvements.¹
Do you and your spouse rely (or expect to rely) on Social Security for income during retirement? We can help you explore permanent life insurance options that may be able to provide supplemental income during retirement. Some options could offer tax benefits.
You can use life insurance to extend the financial support you provide to your loved ones—and those organizations and causes you care deeply about.
Adjustments during a life insurance checkup can help you amplify your charitable gifts. We can also help you find tax-efficient solutions for transferring wealth to your beneficiaries.
Adjustments during a life insurance checkup can help you amplify your charitable gifts. We can also help you find tax-efficient solutions for transferring wealth to your beneficiaries.
You can’t predict the future, but you can plan for it. All it takes is a conversation with a Thrivent financial advisor.
Meeting online, in person or on the phone
It doesn’t take a lot of time—usually about an hour—but a life insurance checkup goes a long way toward making sure your coverage keeps up with life’s changes.
Reviewing the policy’s cash value
If your current contract includes cash value—and you’re not seeing the growth you expected—we’ll help you explore new solutions that may be better calibrated to your needs.
Making adjustments
We’ll help you evaluate your coverage and determine whether to make adjustments—to the amount of insurance you carry or the type of coverage you have.
Meeting online, in person or on the phone
It doesn’t take a lot of time—usually about an hour—but a life insurance checkup goes a long way toward making sure your coverage keeps up with life’s changes.
Reviewing the policy’s cash value
If your current contract includes cash value—and you’re not seeing the growth you expected—we’ll help you explore new solutions that may be better calibrated to your needs.
Making adjustments
We’ll help you evaluate your coverage and determine whether to make adjustments—to the amount of insurance you carry or the type of coverage you have.
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If you’ve experienced a recent life change or want to confirm your policy still meets your needs, let’s check up on your current coverage.
¹Loans and surrenders will decrease the death proceeds and the value available to pay insurance costs which may cause the contract to terminate without value. Surrenders may generate an income tax liability and charges may apply. A significant taxable event can occur if a contract terminates with outstanding debt. Contact your tax advisor for further details. Loaned values may accumulate at a lower rate than unloaned values.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance may be solicited.
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance may be solicited.
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
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