Build a healthier relationship with money
Money CanvasTM is a free virtual money coaching service from Thrivent that helps you see your money in a new way and build better saving habits.
Let's face it. Managing money is hard. Bills stack up, and temptation to spend is all around us. Sticking to a budget — or even creating one — can feel overwhelming.
Enter: Money Canvas. We combine friendly coaches with eye-opening visuals to help you see where your money goes and discover motivation to spend and save more mindfully. Our three coaching sessions are free of charge and work together to help you feel more confident and in-control of your money.
Enter: Money Canvas. We combine friendly coaches with eye-opening visuals to help you see where your money goes and discover motivation to spend and save more mindfully. Our three coaching sessions are free of charge and work together to help you feel more confident and in-control of your money.
How it works
Coaching sessions last one hour and take place over video conference.
Book a date and time that's convenient for your schedule. You will get paired with a coach and receive a confirmation email.
Your coach will help you learn foundational money lessons, reflect on habits, and map out small changes to spend less and save more.
Put what you learned into practice. Your
coach will encourage you to follow through on the commitments you made in your session.
coach will encourage you to follow through on the commitments you made in your session.
Book a date and time that's convenient for your schedule. You will get paired with a coach and receive a confirmation email.
Your coach will help you learn foundational money lessons, reflect on habits, and map out small changes to spend less and save more.
Put what you learned into practice. Your
coach will encourage you to follow through on the commitments you made in your session.
coach will encourage you to follow through on the commitments you made in your session.
Our free coaching sessions
Coaching sessions focus on budgeting, spending, and saving.
Every Money Canvas journey starts here.
You'll reflect on what you see and share anything you hope to change. You'll end the session by learning our favorite tip to prioritize saving.
Your coach will ask you about money coming in and going out to paint your personalized money picture — a visual representation of your budget in colors.
You'll reflect on what you see and share anything you hope to change. You'll end the session by learning our favorite tip to prioritize saving.
Sign up for Trim Expenses next if you want to work on reducing your bills.
Discover how your bills stack up against recommended levels. You'll explore a library of practical tips to lower your monthly expenses and pick your favorite two to work on first. As you lower your bills, you'll free up more money to save.
Discover how your bills stack up against recommended levels. You'll explore a library of practical tips to lower your monthly expenses and pick your favorite two to work on first. As you lower your bills, you'll free up more money to save.
Sign up for Tame Spending next if you want to work on day-to-day spending habits, such as eating out less or controlling online shopping.
You'll pick one spend category to work on first, as you learn our four-part recipe to tame spending. We combine dollar discipline with psychology tips to help you fend off temptation. As you spend less, you'll free up more money to save.
You'll pick one spend category to work on first, as you learn our four-part recipe to tame spending. We combine dollar discipline with psychology tips to help you fend off temptation. As you spend less, you'll free up more money to save.
Hate spreadsheets and jargon? You're not alone.
We harness the power of visuals to make budgeting easier. You'll walk away from your first coaching session with your personal money picture, a visual breakdown of where your money goes each month.
After all, a picture is worth a thousand words.
We harness the power of visuals to make budgeting easier. You'll walk away from your first coaching session with your personal money picture, a visual breakdown of where your money goes each month.
After all, a picture is worth a thousand words.
Money Canvas coaches are kind, nonjudgmental,
and knowledgeable. Their job is to help you succeed on your own terms.
You'll work one-on-one with the same coach throughout the program, giving you a built-in accountability partner and cheerleader to help you achieve your goals.
and knowledgeable. Their job is to help you succeed on your own terms.
You'll work one-on-one with the same coach throughout the program, giving you a built-in accountability partner and cheerleader to help you achieve your goals.
Money Canvas will give you practical, bite-sized steps to improve your money picture. From there, it's up to you to put in some work.
You'll leave each coaching session with one or two commitments to help you spend less and save more. Over time, you'll start to see small changes add up.
You'll leave each coaching session with one or two commitments to help you spend less and save more. Over time, you'll start to see small changes add up.
What people are saying
"So practical. So gentle and not shaming. Great blend of big picture thinking on finances and small details on choices we can make to improve our situation."
"Our coach keeps us reaching for our goals! In just a few sessions, we have increased savings, created better financial habits, and opened up more consistent communication as a couple."
"This was very insightful. It gave me a clear painting (literally!) of my finances, which helped me understand I have the capacity to do so much more for myself."
"My coach was amazing. I felt comfortable, and it was like I was just talking to a friend. She gave me hope and motivation to make the changes I need to be more financially secure."
"So practical. So gentle and not shaming. Great blend of big picture thinking on finances and small details on choices we can make to improve our situation."
"Our coach keeps us reaching for our goals! In just a few sessions, we have increased savings, created better financial habits, and opened up more consistent communication as a couple."
"This was very insightful. It gave me a clear painting (literally!) of my finances, which helped me understand I have the capacity to do so much more for myself."
"My coach was amazing. I felt comfortable, and it was like I was just talking to a friend. She gave me hope and motivation to make the changes I need to be more financially secure."
Frequently asked questions
Are Money Canvas sessions really free?
Yes, all Money Canvas sessions are entirely free of charge. Furthermore, there is no hidden agenda, sales pitch, or advertising.
Thrivent's unique business model as a fraternal benefit society allows us to make investments that help people and communities thrive. We created Money Canvas to address a need in this country to help people get better at saving for their future.
Thrivent's unique business model as a fraternal benefit society allows us to make investments that help people and communities thrive. We created Money Canvas to address a need in this country to help people get better at saving for their future.
What are your coaches' qualifications?
Money Canvas coaches are not licensed financial advisors. They have been trained on basic money management practices and behavior change theories to help people with budgeting, spending, and saving.
Each coach has a unique style, shaped by their personal background and prior experience in roles such as teachers, social workers, sports coaches, and parents.
Each coach has a unique style, shaped by their personal background and prior experience in roles such as teachers, social workers, sports coaches, and parents.
Do you offer debt counseling?
No, Money Canvas does not offer debt or credit counseling.
We only go as far as helping you reduce spending (which may help you free up money to pay off debt balances) and clarifying the differences between the snowball and avalanche method.
We only go as far as helping you reduce spending (which may help you free up money to pay off debt balances) and clarifying the differences between the snowball and avalanche method.
Can couples attend sessions together?
Yes. Household finances are often a shared responsibility, and coaches frequently meet with couples.
What languages are available?
Money Canvas is available in English and Spanish.
When you click, "book a session," you'll be directed to our scheduling page, where you can select your preferred language. If you select Spanish, you will only see availability for our bilingual coaches.
When you click, "book a session," you'll be directed to our scheduling page, where you can select your preferred language. If you select Spanish, you will only see availability for our bilingual coaches.
What is your cancellation policy?
While we won't charge you, we ask that you provide at least 24 hours' notice by cancelling your appointment or contacting our front desk.
Short-notice cancellations and no shows are costly to Money Canvas, and impact our ability to continue providing coaching for free.
Short-notice cancellations and no shows are costly to Money Canvas, and impact our ability to continue providing coaching for free.
How can I contact your front desk?
Still have questions?
Contact us by email atBoxMoneyCanvas@thrivent.com . We monitor this inbox Monday through Friday and will get back to you as soon as possible.
Contact us by email at
How can my organization partner with you?
Money Canvas works with non-profits, small businesses, community organizations, and churches to make money coaching available to staff and/or communities.
If you are interested in bringing Money Canvas to your organization, please send an email toBoxMoneyCanvas@thrivent.com . We monitor this inbox Monday through Friday and will reply as soon as possible.
If you are interested in bringing Money Canvas to your organization, please send an email to
What if I want more in-depth financial guidance?
Looking for help with investing, retirement planning, or building a holistic financial strategy?
Click the blue "Find a Financial Advisor" button to find a licensed Thrivent Financial Advisor in your area.
Click the blue "Find a Financial Advisor" button to find a licensed Thrivent Financial Advisor in your area.
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