Get more from your money
Gain confidence and control over everyday money decisions with Money CanvasTM, a free virtual coaching program from Thrivent.
Money Canvas offers a series of free one-on-one meetings with a financial coach to help you see where your money is going, build healthier financial habits, and find motivation to stick with them.
Our coaching is 100% free — with no hidden agenda or sales pitch. Thrivent's unique not-for-profit business model allows us to invest back in our communities. We created Money Canvas with a simple goal of helping Americans get better at saving for their future. Because you shouldn't have to spend money to get better at saving it.
Our coaching is 100% free — with no hidden agenda or sales pitch. Thrivent's unique not-for-profit business model allows us to invest back in our communities. We created Money Canvas with a simple goal of helping Americans get better at saving for their future. Because you shouldn't have to spend money to get better at saving it.
How it works
Each coaching session is a one-hour video conference meeting.
Book a date and time that's convenient for your schedule. You will get paired with a coach and receive a confirmation email.
Your coach will help you learn where your money is going, reflect on habits, and map out small changes to spend less and save more.
Between sessions, work on your action plan. Take small, practical steps to improve your finances as your coach cheers you on.
Book a date and time that's convenient for your schedule. You will get paired with a coach and receive a confirmation email.
Your coach will help you learn where your money is going, reflect on habits, and map out small changes to spend less and save more.
Between sessions, work on your action plan. Take small, practical steps to improve your finances as your coach cheers you on.
Thousands have already experienced Money Canvas
of users feel more confident making money decisions
Free coaching sessions delivered
Households served nationwide
Average amount users commit to save each month
of users feel more confident making money decisions
Free coaching sessions delivered
Households served nationwide
Average amount users commit to save each month
Our coaching program
Book sessions one at a time, and complete the series at your own pace.
Duration: 1-hour video conference
Topics: Budgeting + saving
Leave with: A clear picture of where your money is going each month
What to expect:
Topics: Budgeting + saving
Leave with: A clear picture of where your money is going each month
What to expect:
- Get to know your coach.
- Talk about your income, monthly bills and current saving practices.
- See where your money is going today and reflect on what you want to change.
- Learn our favorite tip to make saving a priority.
Duration: 1-hour video conference
Topics: Day-to-day spending
Leave with: A step-by-step plan to tame spending for food, entertainment, or shopping
What to expect:
Topics: Day-to-day spending
Leave with: A step-by-step plan to tame spending for food, entertainment, or shopping
What to expect:
- Reflect on your current spending behaviors.
- Learn our four-part recipe to control spending - no tracking required!
- Build out a plan for one
spending category you want to work on. - Learn helpful tips to protect yourself from temptation.
Duration: 1-hour video conference
Topics: Recurring bills
Leave with: Two personalized ideas to cut your bills or tackle debt payments
What to expect:
Topics: Recurring bills
Leave with: Two personalized ideas to cut your bills or tackle debt payments
What to expect:
- See how your housing, utilities, transit, debt, and personal expenses compare to recommended levels.
- Explore a subset of our library of 100 practical tips to lower bills.
- Prioritize two favorite tips you can put into action right away.
Tired of spreadsheets and jargon? You're not alone.
We harness the power of visuals to make budgeting easier. You'll walk away from your first coaching session with your personal money picture, a visual breakdown of where your money goes each month.
We harness the power of visuals to make budgeting easier. You'll walk away from your first coaching session with your personal money picture, a visual breakdown of where your money goes each month.
You'll work one-on-one with the same Money Canvas coach throughout the program. Our coaches are kind, nonjudgmental and professionally trained in cash flow management and behavior change tactics.
Money Canvas coaches are not licensed to sell any financial products or provide investment advice. Their only job is to help you succeed on your own terms.
Money Canvas coaches are not licensed to sell any financial products or provide investment advice. Their only job is to help you succeed on your own terms.
Money Canvas will give you practical, bite-sized steps to improve your money picture (like paying yourself first ). From there, it's up to you to put in some work.
You'll leave each coaching session with one or two commitments to help you spend less and save more. Over time, you'll start to see small changes add up.
You'll leave each coaching session with one or two commitments to help you spend less and save more. Over time, you'll start to see small changes add up.
Why people love Money Canvas
Quotes from verified Money Canvas users
"So practical. So gentle and not shaming. Great blend of big picture thinking on finances and small details on choices we can make to improve our situation."
"This was very insightful. It gave me a clear painting (literally!) of my finances, which helped me understand I have the capacity to do so much more for myself."
"My coach was amazing. I left comfortable, and it was like I was just talking to a friend. She gave me hope and motivation to make the changes I need to be more financially secure."
"So practical. So gentle and not shaming. Great blend of big picture thinking on finances and small details on choices we can make to improve our situation."
"This was very insightful. It gave me a clear painting (literally!) of my finances, which helped me understand I have the capacity to do so much more for myself."
"My coach was amazing. I left comfortable, and it was like I was just talking to a friend. She gave me hope and motivation to make the changes I need to be more financially secure."
You might be wondering ...
Are Money Canvas sessions really free?
Yes, all Money Canvas sessions are entirely free of charge. Furthermore, there is no hidden agenda, sales pitch, or advertising.
Thrivent's unique business model as a fraternal benefit society allows us to make investments that help people and communities thrive. We created Money Canvas to address a need in this country to help people get better at saving for their future.
Thrivent's unique business model as a fraternal benefit society allows us to make investments that help people and communities thrive. We created Money Canvas to address a need in this country to help people get better at saving for their future.
What are your coaches' qualifications?
All Money Canvas coaches complete a 5-week training curriculum to deepen their understanding of cash flow management concepts, polish facilitation skills, and internalize behavior change theories. With an average tenure of 2 years with Money Canvas, our coaches have also honed their skills on the job while serving hundreds of households nationwide.
Note that Money Canvas coaches are not licensed to sell any financial products or provide investing advice.
Note that Money Canvas coaches are not licensed to sell any financial products or provide investing advice.
Do I need to link my bank accounts to use Money Canvas?
No, you will not need to link any bank accounts. Instead, your coach will ask you to self report your monthly take-home pay and bills during your first meeting. Estimates are perfectly acceptable.
You might be thinking, "so... how will that be helpful?"
Money Canvas aims to help you see the big picture and kickstart motivation for you to make healthy changes. Perfect numeric accuracy isn't required to achieve that — trust us! Underestimating your streaming service by $2 will not change the main takeaways of how you're spending and where you have opportunities to improve.
You might be thinking, "so... how will that be helpful?"
Money Canvas aims to help you see the big picture and kickstart motivation for you to make healthy changes. Perfect numeric accuracy isn't required to achieve that — trust us! Underestimating your streaming service by $2 will not change the main takeaways of how you're spending and where you have opportunities to improve.
Do you offer debt counseling?
No, Money Canvas does not offer debt or credit counseling.
We only go as far as helping you reduce spending (which may help you free up money to pay off debt balances) and clarifying the differences between the snowball and avalanche method.
Check out our article onlifestyle inflation for more tips on managing your debt.
We only go as far as helping you reduce spending (which may help you free up money to pay off debt balances) and clarifying the differences between the snowball and avalanche method.
Check out our article on
What languages are available?
Money Canvas is available in English and Spanish.
When you click, "book a session," you'll be directed to our scheduling page, where you can select your preferred language. If you select Spanish, you will only see availability for our bilingual coaches.
When you click, "book a session," you'll be directed to our scheduling page, where you can select your preferred language. If you select Spanish, you will only see availability for our bilingual coaches.
What is your appointment cancellation policy?
While we won't charge you, we ask that you provide at least 24 hours' notice by cancelling your appointment or contacting our front desk.
Short-notice cancellations and no shows are costly to Money Canvas, and impact our ability to continue providing coaching for free.
Short-notice cancellations and no shows are costly to Money Canvas, and impact our ability to continue providing coaching for free.
How can I contact your front desk?
Still have questions?
Contact us by email atBoxMoneyCanvas@thrivent.com . We monitor this inbox Monday through Friday and will get back to you as soon as possible.
Contact us by email at
How can my organization partner with you?
Money Canvas works with non-profits, small businesses, community organizations, and churches to make money coaching available to staff and/or communities.
If you are interested in bringing Money Canvas to your organization, please send an email toBoxMoneyCanvas@thrivent.com . We monitor this inbox Monday through Friday and will reply as soon as possible.
If you are interested in bringing Money Canvas to your organization, please send an email to
What if I want more in-depth financial guidance?
Looking for help with investing, retirement planning, or building a holistic financial strategy?
Click the blue "Find a Financial Advisor" button to find a licensed Thrivent Financial Advisor in your area.
Click the blue "Find a Financial Advisor" button to find a licensed Thrivent Financial Advisor in your area.
Join thousands of Americans who have taken control of their finances with the help of Money CanvasTM.
- No credit card or subscription required
- No linked bank account needed
- 100% free virtual sessions
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