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Working with a financial advisor

Get 1-on-1 financial advice and support from a Thrivent financial advisor and plan your finances for the ones in your heart.
Talk to a financial advisor
Michael, Financial Advisor
Hi Michael, I’m feeling a little overwhelmed with creating an investment strategy.
Michael Financial AdvisorLet’s schedule some time to connect! I’m here to help.

Our financial advisors serve individuals and families who are planning for the future, establishing legacies for their loved ones and making their communities better.

Why people work with us

Pursuing your financial goals, together

Understand

Understand where you are today and where you want to be tomorrow. Have meaningful conversations that focus on your financial goals.

Your financial advisor will talk to you about:

  • Who you are and what you value
  • Your current financial situation
Start a conversation

Pursuing your financial goals, together

Strategize

Strategize based on your unique situation. We’ll assemble your current financial picture to gain insights that will inform your financial plan.

Your financial advisor will talk to you about:

  • Clarifying what areas you want to address
  • Identifying areas of opportunity and options to consider
Start a conversation

Pursuing your financial goals, together

Implement

Implement solutions aligned to your goals and put a financial plan in place that will help get you where you want to go.

Your financial advisor will talk to you about:

  • What steps you want to take going forward
  • Your progress on agreed upon steps
Start a conversation

Pursuing your financial goals, together

Adapt

Adapt to life changes and celebrate progress. As life happens and circumstances change, your financial plan should evolve too.

Your financial advisor will talk to you about:

  • What, if any, life changes have happened recently
  • What other financial items are top of mind
Start a conversation
Your Financial Goals: Understand, Strategize, Implement, Adapt

Pursuing your financial goals, together

Your Financial Goals: Understand, Strategize, Implement, Adapt

Understand where you are today and where you want to be tomorrow. Have meaningful conversations that focus on your financial goals.

Your financial advisor will talk to you about:

  • Who you are and what you value
  • Your current financial situation
Start a conversation

Strategize based on your unique situation. We’ll assemble your current financial picture to gain insights that will inform your financial plan.

Your financial advisor will talk to you about:

  • Clarifying what areas you want to address
  • Identifying areas of opportunity and options to consider
Start a conversation

Implement solutions aligned to your goals and put a financial plan in place that will help get you where you want to go.

Your financial advisor will talk to you about:

  • What steps you want to take going forward
  • Your progress on agreed upon steps
Start a conversation

Adapt to life changes and celebrate progress. As life happens and circumstances change, your financial plan should evolve too.

Your financial advisor will talk to you about:

  • What, if any, life changes have happened recently
  • What other financial items are top of mind
Start a conversation

Find the financial help you need

Answer three simple questions to learn about potential next steps in your financial journey.

Track your financial plan

Your financial snapshot tracks everything from assets to financial goals in your financial plan. It also keeps your values in mind while providing clear, achievable action steps.

Talk to a financial advisor

Track your financial plan

Your financial snapshot tracks everything from assets to financial goals in your financial plan. It also keeps your values in mind while providing clear, achievable action steps.

Thrivent's Planning Platform

Identify your values to ensure that you’re focusing on financial goals that are most important to you.

List of Goals & Priorites

We use the financial house to help you build a solid foundation and prioritize your goals.

Your Financial House

Understanding your cash flow helps you understand how much money you can apply toward goals.

Pie Chart Image showing various accounts

Your financial advisor helps you break down simple advice steps that help you move forward financially.

Checklist

Revisit you financial plan and track your probability of success over time.

Progress Bar
Talk to a financial advisor
Money is a tool to help us achieve those goals and dreams we care about. It allows us to feel more secure and confident about our financial future.”Natalie Kratzer, Thrivent Financial Advisor
Advisor listening the client

Here for every stage of life

Life brings opportunities and challenges that can impact your financial goals. We help guide you through important money decisions so you can stay focused on what matters most to you.

Financial advice: a cost preview

We offer a variety of ways to work with a financial advisor depending on your needs. Each service comes with different features and costs. We also offer a full range of financial products.

No cost to start

Schedule your initial meeting

Your initial meeting with your financial advisor is offered at no cost and no obligation. During this meeting, your advisor will work with you to
  • Identify your values and financial goals
  • Understand your current financial situation
  • Discuss steps to work toward your goals
Find an advisor

Advice services with a fee

Dedicated Planning Services

Get comprehensive planning services that help you further your financial plan.
Typical annual fee ranges1
Foundational

$900-$1,500

Enhanced

$2,000-$4,500

Premier

$5,000-$10,000

Learn about the service

Managed Accounts Program

Get advice that can help you get on track with your investment goals.
Minimum investment2

$25,000

Typical fee range3

0.9%-1.4%

As of September 1, 2025. Based on your unique situation, the maximum fee could be up to 2% or 2.5% for SMA/UMA. This typical fee range excludes SMA/UMA.
Learn about the program
  • 1. Dedicated Planning Services fees are negotiable. Your fee may fall outside these ranges depending on your specific situation, and your fee may be subject to change. If you elect to combine Dedicated Planning Services with a managed account program referred to as “WealthPlan,” you will pay a consolidated fee for the separate and distinct advisory services provided as part of WealthPlan. Review Thrivent’s Managed Accounts Program Brochure for a full description of the WealthPlan.
  • 2. Each program within the Managed Accounts Program “Program” has its own minimum investment requirement. Your financial advisor may have account or household minimum asset requirements for opening managed accounts.
  • 3. Program fees are negotiable. Your fee will be based on, but not limited to, your financial needs and objectives, the managed account program you select, whether you elect to use other services available through the Program, the amount of assets in your account and/or household, and your financial advisor’s experience and credentials. For details, review Thrivent’s Managed Accounts Program Brochure.

Find your financial advisor

Your initial meeting is offered at no cost and no obligation. Because we know how important finding the right financial advisor is.

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