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Thrivent Membership FAQ

Get answers to common questions about Thrivent Membership. 
What is a fraternal benefit society? 
A fraternal benefit society is a not-for-profit membership organization of individuals who share a common bond and work together to improve their communities. The society, and its local chapters, are self-governed by the membership and it provides life, health and related insurance benefits to its members. 

Thrivent is a fraternal benefit society that shares the common bond of Christianity. This makes us different from other financial companies. Thrivent is owned by its membership, not shareholders or investors. This enables us to reinvest our profits into the people and communities that we serve. Our local chapters are called Thrivent Member Networks and they provide our members with programming and resources to make a difference where it matters most.

Thrivent's sale of insurance products is limited to clients with membership. Clients with or without membership may purchase non-fraternal services, such as financial planning and non-insurance investments, from Thrivent's financial advisors, subsidiaries and affiliates.
The common bond among Thrivent’s membership is Christianity. What does that mean?
If you are a Christian, a spouse of a Christian or a youth being raised in the Christian faith, you are eligible for Thrivent Membership.

Thrivent’s members embrace the core Christian beliefs as articulated in the Apostles' Creed: 

I believe in God, the Father almighty, maker of heaven and earth. 

I believe in Jesus Christ, his only Son, our Lord, who was conceived by the Holy Spirit, born of the virgin Mary, suffered under Pontius Pilate, was crucified, died, and was buried. He descended into hell. The third day he rose again from the dead. He ascended into heaven and is seated at the right hand of God the Father almighty. From there he will come to judge the living and the dead. 

I believe in the Holy Spirit, the holy Christian Church, the communion of saints, the forgiveness of sins, the resurrection of the body, and life everlasting.

If you share these beliefs, we invite you to join the Thrivent membership in pursuing a life of generosity and wisdom with money.
What are Thrivent Member Networks?
As a Fraternal Benefit Society, Thrivent has a commitment to help strengthen the communities where our members live, work and worship through local Thrivent Member Networks.

Discover opportunities to gain financial clarity, spread generosity and participate in community outreach through your local Thrivent Member Network.

Examples of Thrivent Member Network opportunities could include attending an inspirational speaker event or a social gathering with your neighbors, participating in a generosity project, or attending a financial workshop or webinar to grow healthy financial habits.
What are some of the benefits with Thrivent Membership?
When you join the Thrivent Membership, you become part of something big! You share in the collective ownership of our company and are part of a community of people looking out for others. In addition to Thrivent’s financial expertise and solutions, membership provides eligible clients with more than 15 different programs and benefits to make it easy to give of yourself and live a more meaningful life.

To further explore these benefits and learn more about additional membership benefits, please visit Thrivent Membership Benefits.

Some of Thrivent’s membership benefits include access to seed money, support and unique generosity programs that offer opportunities to amplify our member’s impact:
  • Thrivent Action Teams – Lead volunteers in meeting a need in your community using tools and resources provided by Thrivent.
  • Thrivent Choice® - Make a financial impact by designating Thrivent Choice Dollars to the causes and nonprofits you care about.
  • Disaster Response – Join us in offering immediate relief and long-term support to help get people back on their feet after a disaster.
Can I encourage other family members or friends to become Thrivent members?
Absolutely! Anyone who is a Christian, a spouse of a Christian or a youth being raised in the Christian faith, is eligible to Apply for Thrivent Membership. Join over 2.6 million Thrivent members, across the United States, in taking advantage of Thrivent membership resources, programs and opportunities to make a difference for the people, causes and communities you love!