College planning
Navigate financial choices from today to graduation, and beyond.
                 
        
            Retirement planning
        
    
            
    
    
        What is the SAI? How this score impacts what you pay for college
    
    
            
    The Student Aid Index (SAI) is the new number used to determine a student's eligibility for federal financial aid, replacing the Expected Family Contribution (EFC). A lower SAI reflects a greater need for financial assistance, typically resulting in a larger aid package.
Understand your SAI 
            
                Valuable information on managing your family’s finances
        
            Try our calculator
        
    
            
    
    
        How much do you need to save for college?
    
    
            
    Planning and paying for college require a long-term solution. Use our college savings calculator to estimate your costs and what you need to do to reach your savings goal.
            
    
        
        
            Connect
        
    
            
    
    
        Get started with financial advice that fits
    
    
            
    One-on-one support from a financial advisor.
            
                
    
            
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