Texting Terms of Use

Thrivent may use text messaging, including Short Message Service (SMS) or Multimedia Message Services (MMS), also referred to in these Terms of Use as "texting," to communicate with you for various business purposes. You will find more detailed description of texting programs & campaigns below, including frequency and opt-out options.

Thrivent will never charge you to participate in a texting program; however, your standard carrier rates may apply. Be sure to check your mobile carrier plan for details.

In all cases, any information you provide to Thrivent is used in accordance with our Privacy Policy.

Please note that, in general, texting is not a secure mode of communication and no sensitive personal information should be provided via text. In accordance with our policy, Thrivent will never ask you to send personal information via text.

You may receive links to webpages or forms via text. While Thrivent would never intentionally send you a malicious link, you should only click links that you are expecting or that you are familiar with.

Thrivent will not tolerate the misuse of any texting program or service. Thrivent will terminate your ability to use or participate in any texting program or service if at any point, in Thrivent's sole discretion, it is determined that you have used Thrivent’s texting programs or services to (a) send material that is harassing, defamatory, libelous, abusive, threatening, obscene, or coercive, (b) distribute content that violates the rights of any person or company protected by copyright, trade secret, patent or other intellectual property or similar laws or regulations, or (c) introduce malicious programs or other routines that are intended to damage, interfere with, intercept or expropriate any system, data or personal information, including executing any form of monitoring that will intercept data not expressly approved for use.

Texting Programs

Communications with a Financial Professional

Connect with a Thrivent financial professional (FP) via text and discuss business relationship issues or products and services you own or have expressed interest in. For example, you could inquire when your next educational event is or ask who you can contact about learn more about a product or service. You can also receive timely reminders about future appointments! However, you will not be able to request trades or perform other product transactions via text, and you will not be able to send attachments to, nor receive attachments from, a Thrivent FP via text. Also, we will not text you personally identifiable financial, health, or sensitive information and you should not text financial, health, or sensitive personal or confidential information, such as your Social Security Number, member ID, driver's license number, financial account number or medical information, as the communications are not secure.

Thrivent FPs will not use texting to market to you.

If you are an existing Thrivent client and you have a mobile phone number on file, you have provided implied consent to allow your FP to text you regarding your Thrivent relationship. In all other cases, a Thrivent FP will need to obtain consent before starting a text dialogue with you. Your consent can be provided verbally or will be implied based upon your actions, such as providing a Thrivent FP your mobile phone number or by your initiation of a text communication to the FP's text message number.

If you wish to no longer receive texts from a Thrivent FP, you can text "STOP" to the FP's text message number. You will receive one confirmation message to verify that you have been opted-out. If you wish to opt-out of all FP texting, visit the Opt Out of Financial Professional Texting page and choose to no longer receive texts from any Thrivent FP. You may also opt-out of all FP texting by calling our call center at 1-800-847-4836 and say "texting" when prompted.

If you previously opted-out of texts by responding "STOP" to a Thrivent FP's text message number and you now wish to begin texting with that FP again, you can text "UNSTOP" to the FP's text message number. However, if you previously opted-out of all FP texting, you will need to call our call center and request that you be removed from the all-FP texting opt-out list before any FP will be able to communicate with you via text.

The frequency of texts received will depend on the level of interaction you have with a Thrivent FP.

You may text GETINFO to the FP's text number at any time to receive additional assistance. You may also call our call center if you have any questions or concerns.

Short Code

Thrivent offers a short code–484848–for those interested in subscribing to one or many Thrivent text message programs. Choose your key word to opt-in to programs of interest to you:

  • Text THRIVE to 484848 to receive financial and industry insights through Thrivent’s lens of expertise.
  • Text CALL to 484848 to immediately receive a call from one of our customer service professionals.

To receive text messages from our Short Code, clients must consent by providing a mobile phone number to which communications will be sent.

The frequency of messages depends on your interactions with the key words. For content pushed to your device, you will receive no more than four messages per month.

Subscription Service is available on most carriers including U.S. Cellular, AT&T, Cellular One, T-Mobile, Sprint, Boost, MetroPCS, Verizon Wireless, Alltel Wireless and Virgin Mobile. Carriers are not responsible for delayed or undelivered messages.

Message and Data Rates May Apply. Requires text-enabled device.

You may cancel your subscription to all Thrivent Short Code programs by texting STOP to 484848. To cancel specific subscriptions only, text STOP and then the keyword to 484848. (Example: Thrive STOP to 484848.) Additional opt-out words such as STOP, QUIT, CANCEL, UNSUBSCRIBE, and STOP ALL are also supported.

You can also get info directly on your phone by texting Thrive HELP to 484848.

Service will continue until client cancels.

Recipient Agreement

By participating in any Thrivent texting program, you understand and agree with the following:

  • You can opt out of texting at any time by following the processes prescribed above.
  • Texts may be sent through an automated telephone dialing system.
  • All text communications may be retained by Thrivent as evidence of your interactions with us.
  • You will notify us of any changes to your mobile number and to update your account, as applicable, to reflect any changes.
  • If you request contact from Thrivent, including subscription to a Short Code program, you agree that you have provided Thrivent the necessary authorization to call or text you even if you are on a state or the federal Do Not Call registry.
  • Your carrier may prohibit or restrict certain mobile features and certain mobile features may be incompatible with your carrier or mobile device. Thrivent is not responsible for these limitations and that you should contact your carrier with questions regarding these issues.
  • You received Thrivent's privacy policy at the initiation of any texting relationship, and you have had the opportunity to understand how we collect, use, and share your personal information.
  • You will not intentionally use the texting programs or services in a manner that could be considered abusive or illegal.

Contact Us

You may contact our call center by calling us toll-free at 1-800-847-4836. We are available to answer calls between the hours of 7 a.m. and 6 p.m., Central time Monday – Friday.