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Retirement basics

Start your retirement journey the right way — with the knowledge to move forward confidently.
Retirement basics
IRA vs. 401(k): Which retirement plan is right for you?
When it comes to building retirement savings, IRAs and 401(k)s are two powerful tools with unique tax benefits and limitations. Understanding the differences can help you choose the best option to support your retirement dreams—whether that's family time, community involvement or charitable giving.
Compare plans
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Retirement basics

Defined benefit vs. defined contribution plan: What's the difference?
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RETIREMENT BASICS

A beginner's guide to Roth 401(k)s: Pros, cons & rules
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Retirement basics

2026 Retirement plan contribution limits

Insightful ways to boost your retirement confidence

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Nov 29, 2024
What is MAGI retirement income & how does it affect you?
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Dec 18, 2024
Cash balance pension plans explained
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Retirement planning
Dec 18, 2024
A simple guide to the many types of retirement accounts
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Retirement planning
Jan 29, 2025
What is a 403(b) plan? Understanding your public sector retirement plan
Retirement planning
Apr 17, 2025
What is a pension & how does it work?
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Retirement planning
Jan 20, 2026
How a SEP IRA works: What business owners need to know
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Retirement planning
Apr 22, 2026
Pension rollover to a Roth IRA: How it works & when to consider it
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Retirement planning
Mar 9, 2026
What are the benefits of traditional IRAs?
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Retirement planning
Jan 13, 2025
What's the difference between 401(k) & 403(b) plans?
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Retirement planning
Apr 9, 2025
Roth vs. traditional IRA: Learn key differences and how to choose
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Retirement basics
Jan 22, 2025
What is a 401(k)? Pros, cons & how to make the most of it
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Retirement planning
Oct 4, 2023
Your guide to saving for retirement with IRAs
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Retirement planning
Sep 8, 2023
What's an RMD & how does it affect retirement savings?
Retirement planning
Nov 30, 2022
What is a 457(b) plan used for?
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Retirement planning
Dec 9, 2022
Defined contribution plans: How they work & how to maximize them
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Living in retirement
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Nearing retirement
Read articles about nearing retirement from Thrivent. Learn about IRAs and strategies to improve your retirement plans.
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Living in retirement
When should you start taking your Social Security? It's important to ask questions now to make sure you have the income you’ll need in retirement.
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Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

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