Dear Thrivent clients:
2025 was another strong year for Thrivent. When we look beyond the numbers, we see families growing more confident about their financial futures, churches expanding ministry work and communities rallying around those in need. You—and the millions of members like you—make this possible.
Driving impact
Last year alone, clients and their friends and families stepped forward in remarkable numbers. We saw record-breaking engagement in nearly everyone of our generosity programs—a testament of the collective impact we make when you live out your faith and values through service and generosity. In 2025:
- 2.9 million people volunteered or gave.
- 17.2 million hours were invested in serving others, including 190,795
Thrivent Action Teams . - A record $464.4 million was raised and donated by Thrivent, clients and others.
And
Delivering value
Thrivent remains financially strong, stable and prepared for the long term. We ended 2025 with $18.2 billion of total adjusted surplus, reflecting strong performance and careful stewardship. This strength helps us keep our promises and support you through every season of life.
It also means you share in our success, and this year we expect to pay $590 million through record dividends and policy enhancements1.
Growing to serve you better
Our strong results allow us to keep improving how we serve you—through purpose-driven advice, solutions for changing markets and life stages, and tools that help you align your finances with what matters most.
At Thrivent, we believe money is never just about money. It means more. It’s about the people you love, the neighbors in your communities and the causes God has placed in your heart. Thank you for trusting us to walk alongside you. We look forward to a blessed 2026.
| Teresa J. Rasmussen President and CEO | Lynn Crump-Caine Thrivent Board Chair |
Strong, stable and here for our clients
Signifies Thrivent's size and scale.
Signifies Thrivent's ability to meet our promises in delivering on claims.
Protecting clients and their loved ones with life insurance coverage
Signifies Thrivent's size and scale.
Signifies Thrivent's ability to meet our promises in delivering on claims.
Protecting clients and their loved ones with life insurance coverage
Celebrating 2025
Recognized by others2,3,4
Putting purpose into action
1Dividends and policy enhancements are not guaranteed.
2Ratings are based on Thrivent’s financial strength and claims-paying ability. Does not apply to investment product performance. For information on each rating, visit the individual rating agency’s website.
3“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC. For details, visit worldsmostethicalcompanies.com.
4©2026Fortune Media IP Limited. All rights reserved. Used under license. Fortune is a registered trademark and Fortune World's Most Admired Companies is a trademark of Fortune Media IP Limited and is used under license. Fortune is not affiliated with, and does not endorse products or services of Thrivent.
Member benefits and programs are not guaranteed contractual benefits. The interpretation of the provisions of these benefits and programs is at the sole discretion of Thrivent. Membership benefits are reviewed and evaluated regularly. Thrivent reserves the right to change, modify, discontinue or refuse to provide any of the membership benefits or any part of them, at any time. You should never purchase or keep insurance or annuity products to be eligible for nonguaranteed membership benefits. You should only purchase and keep insurance and annuity products that best meet the financial security needs of you and your family. Consider the cost, features, and benefits of specific insurance and/or annuity products.
The Thrivent Choice® charitable grant program engages Thrivent clients with Membership and Thrivent Member Networks in providing grants that support charitable activities, furthering Thrivent’s mission and its purposes under state law. All grant decisions, including grant recipients and amounts, are made at the sole discretion of Thrivent. Directing Choice Dollars® is subject to the program’s terms and conditions available at thrivent.com/thriventchoice.