Our difference is you.
Fraternal membership allows those who are eligible to enjoy many benefits beyond Thrivent's financial expertise and solutions. With membership, you join a local Thrivent Member Network and become part of the collective ownership of our company. This means you get a say in how we are governed, and express that through annual elections of our board of directors. You also share a commitment to your community - spreading generosity. As part of your Thrivent Member Network, you can spread generosity through time, talent and treasures. By giving back, we're about to amplify our collective impact, together.
With membership*, you've got access to benefits and helpful resources:
Volunteer & Give
Know how you want to support your communities? We provide the resources to make It happen:
- Thrivent Member Networks
- Habitat for Humanity and Thrivent partnership
- Thrivent Action Teams
- Thrivent Choice®
- Disaster Response
Support & Assist
At times of loss and despair, we're there for our clients:
- Care package for grieving parents
- Giving with Hope: Finding Comfort as You Journey Through Loss
- Step By Step: Practical Decisions When a Loved One Dies
- Legacy Support for Orphaned Children benefit
Fortify & Inspire
From unmet financial needs to a daily dose of inspiration, we leverage our collective strength to provide access to resources and tools, like:
- Will and Estate Planning Guide
- Thrivent member workshops and events
- Identity monitoring and protection
- Resources for independent living
- Health discounts
- Uninsurable Child Life Insurance benefit
- Thrivent wall calendar
- Thrivent Magazine
The Path to Membership
Depending on your needs, we offer two classes of membership: Associate Membership and Benefit Membership. Both provide a local, communal experience through the Thrivent Member Networks with fellow Christians who share your values and motivations. And with membership, you'll have access to a suite of benefits, tools and resources to help you live more generously - and impact the communities you're a part of.
Become an associate member by submitting a valid membership application and paying an annual fee of $19.95 or purchasing a product from a Thrivent affiliate or subsidiary (such as a Thrivent Mutual Fund product) or joining the Thrivent Credit Union.
Become a benefit member by submitting a valid membership application and purchasing a qualifying Thrivent insurance or annuity product, like disability income or life insurance.
Eligibility for Membership
We warmly extend a hand to individuals who are Christian, seeking to live out their faith; or are spouses of Christians, who seek to live out their faith; or are youths being raised in the Christian faith.
What is a fraternal organization?
To be a fraternal benefit society, there must be a common bond that unites members. For Thrivent, that bond is Christianity - embracing faith, finances and charitable giving. Fraternal benefit societies must also have local, member branches that carry out the organization's good works in local communities. For Thrivent, these branches are the Thrivent Member Network. Thrivent clients with memberships also have a voice in how our company is governed, by electing the national and Thrivent Member Network boards, and they have a responsibility to give back where they live, work and worship. Thrivent membership is empowering, as you help yourself and others achieve financial clarity, and live generous lives.
Connect with us.
We're excited to be part of your journey and ready to answer your questions.
*Some benefits vary by membership class.
Thrivent member activities, such as Thrivent Action Teams, Thrivent Builds, and Thrivent Choice, engage Thrivent members and Thrivent Member Networks in charitable activities, furthering Thrivent's mission and its purposes under state law. You should never purchase or retain any insurance or annuity products simply to be able to participate. Participation is subject to applicable Terms and Conditions.
Member benefits and programs are not guaranteed contractual benefits. The interpretation of the provisions of these benefits and programs is at the sole discretion of Thrivent. Thrivent reserves the right to change, modify, discontinue, or refuse to provide any of the membership benefits or any part of them, at any time. You should only purchase and keep insurance and annuity products that best meet the financial security needs of you and your family and never purchase or keep any insurance or annuity products to be eligible for nonguaranteed membership benefits.
The principal underwriter for Thrivent Mutual Funds is Thrivent Distributors, LLC. Member FINRA. Asset management services provided by Thrivent Asset Management, LLC. Both subsidiaries of Thrivent Financial for Lutherans.
Deposit and lending services are offered by Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, a member-owned not-for-profit financial cooperative that is federally insured by the National Credit Union Administration and doing business in accordance with the Federal Fair Lending Laws. Insurance, securities, investment advisory and trust and investment management accounts and services offered by Thrivent, the marketing name for Thrivent Financial for Lutherans, or its affiliates are not deposits or obligations of Thrivent Federal Credit Union, are not guaranteed by Thrivent Federal Credit Union or any bank, are not insured by the NCUA, FDIC or any other federal government agency, and involve investment risk, including possible loss of the principal amount invested. Must qualify for membership in TCU.