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How to buy mutual funds

You can buy mutual funds on your own, or with the help of a financial advisor. Start investing with as little as $50 a month*

Invest with a financial advisor

Unlock the full potential of your investments with the guidance of a financial advisor. Navigate mutual funds with confidence tailored to your financial goals. Additional fees, such as sales charges may apply.

Find a financial advisor

Invest on my own

Open a Thrivent Mutual Funds account and begin investing in mutual funds today. Take control of your financial future by building your own portfolio with no transaction fees or sales charges.

Buy mutual funds

* New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds automatic purchase plan. Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Mutual fund basics

What is a mutual fund?

A mutual fund is a collection of stocks, bonds and other assets that are chosen and managed by professional money managers. Investing in a mutual fund gives you the opportunity to pool your money with other investors to access assets that may be hard to invest in otherwise.

Why may it be a good fit for me?

Mutual funds offer flexibility, choice and the freedom to keep moving toward your goals no matter what life stage you’re in. That’s because they are often considered an easy, low-cost way to start investing. Mutual funds help you buy into the financial markets without having to research individual companies, decide which stocks or bonds to buy or worry about when to sell.

How can I get started with mutual funds?

Knowing how comfortable you are with financial risk can help guide you to mutual funds that may fit well with your investment style. When you’re ready to buy a mutual fund, you’ll need to open an account. We offer different types of accounts to support all life situations. To choose the account that’s right for you, consider your goals. You can also create multiple accounts if you need.

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Know your mutual funds investing style

You likely have goals for your money. How you want to use your money can factor into how much risk you can withstand. We find it helps to understand your individual tolerance for risk and market volatility. We call this your investing style. Knowing your style can help you choose funds with confidence.

Take investing style quiz
Lowest Risk


Conservative investors avoid financial risk whenever possible and focus on not losing money.

Lower Risk

Moderately Conservative

Moderately conservative investors want to invest, but without taking large risks.

Medium Risk


A moderate investor is in it for the medium to long term.

Higher Risk

Moderately Aggressive

Moderately aggressive investors want to be rewarded for the risks they take.

Highest Risk

Ready to invest in Thrivent Mutual Funds?

Get started

Investing involves risks, including the possible loss of principal. The prospectus and summary prospectus contain more complete information on the investment objectives, risks, charges and expenses of the fund, and other information, which investors should read and consider carefully before investing. Prospectuses and summary prospectuses are available at or by calling 800-847-4836.

By selecting “Find a Financial Advisor” you will have the opportunity to find and request contact with a Thrivent financial advisor near you. Financial Advisors are registered representatives of Thrivent Investment Management Inc. By selecting “Buy Mutual Funds”, “Open an Account” or “Get Started”, your Thrivent Mutual Funds account(s) will be serviced by Thrivent Financial Investor Services Inc. (TFISI), the transfer agent for Thrivent Mutual Funds (“the Funds”). Marketing and other information about the Funds is provided by the Funds’ distributor, Thrivent Distributors, LLC, a registered broker-dealer and member FINRA. All entities are subsidiaries of Thrivent.6569230.1