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Estimate long-term care

Use this calculator to estimate the cost of long-term care and see what it would take to attempt to save for this expense. You can then use this information to start a discussion with your financial professional about a long-term care insurance contract.
THRIVENT IS THE MARKETING NAME FOR THRIVENT FINANCIAL FOR LUTHERANS.

Long-term care insurance is not for everyone as determined by NAIC income and asset test criteria.

This is a solicitation for insurance. A licensed insurance agent/producer may contact you.

Long-term care insurance is not offered by Thrivent in the state of New York.

These interactive calculators are not intended to provide or replace specific professional financial advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical, are for illustrative purposes only, and may differ from more in depth analysis results. They do not represent the past performance of any specific product, nor should they be viewed as a promise of future results of any product offered by Thrivent or its affiliates. We encourage you to seek personalized analysis regarding all personal finance issues.

All applications are subject to the underwriting requirements of Thrivent. A medical exam may be required. Premiums are not guaranteed to remain unchanged, except during the first five contract years; however, in the state of Florida, premiums may change for the contract but not more frequently than once a year. Any changes in premium rates will apply to all similar contracts issued in your state to contract owners in the same class on the same contract form. This means you cannot be singled out for an increase because of advancing age, changes in your health, claim status or any other reason solely related to you. Long-term care insurance may not cover all of the costs associated with long-term care. You are advised to review your contract carefully. The contract has exclusions, limitations and terms under which the benefits may be reduced, or the contract may be discontinued. Contract provisions and maximum monthly benefits may vary by state. For costs and complete details of coverage, contact your licensed insurance agent/producer.
T.COM-T.1.4 R11-21
2.2.3.1.1