Thrivent Promotion Official Rules

These Official Rules apply to each drawing or contest that links to or otherwise expressly incorporates these Official Rules. Each drawing or contest is referred to in these Official Rules as the “Promotion.”

The announcement, advertisement, post, entry form, flyer, or other communication describing the Promotion is the “Promotion Announcement.” The Promotion Announcement provides important information specific to that Promotion, including the identity of the Sponsor, how and when to enter, eligibility requirements, winner-selection method, and prizes.

No connection to any social media platform. Though a Promotion may be advertised, conducted, or administered through a social media platform, the Promotion is not sponsored, endorsed, administered by, or associated with the platform.

These Official Rules and the Promotion Announcement together constitute the complete rules for the Promotion. If the Promotion Announcement conflicts with these Official Rules, the Promotion Announcement controls with respect to Promotion-specific information, and these Official Rules control in all other respects.

By entering a Promotion, an entrant agrees to these Official Rules, the applicable Promotion Announcement, and the decisions of the Sponsor and, for a Contest, the judges.

The “Sponsor” is the person or entity identified in the Promotion Announcement as sponsoring or conducting the Promotion.

Thrivent Financial for Lutherans (“TFL”) provides these Official Rules for use with authorized Promotions but is not the Sponsor unless the Promotion Announcement expressly identifies TFL as the Sponsor, such as by stating that the Sponsor is “Thrivent.”

The Sponsor is responsible for administering the Promotion, selecting or confirming the winner, and awarding the prize in accordance with these Official Rules and the Promotion Announcement.

Unless the Promotion Announcement states additional or more restrictive eligibility requirements, a Promotion is open only to legal residents of the state or states identified in the Promotion Announcement who are at least 18 years old at the time of entry.

The following persons are not eligible to enter or win:

1. The Sponsor and any individual involved in designing, administering, judging, or selecting a winner for the Promotion;
2. Employees, officers, directors, and financial advisors of TFL and its subsidiaries and affiliates; and
3. Immediate family members and household members of the persons described above.

A Promotion is void where prohibited or restricted by law.

The Sponsor may require an entrant or potential winner to provide reasonable documentation establishing the entrant’s identity, age, residence, and compliance with these Official Rules. A person is not a winner unless and until eligibility has been verified and the Sponsor confirms that the person has satisfied all applicable requirements.

A Promotion begins and ends on the dates and at the times stated in the Promotion Announcement. This period is the “Promotion Period.” If the Promotion Announcement does not state a beginning date and time, then the Promotion Period begins on the date and at the time that the Promotion Announcement is first published and ends on the date and at the time stated therein.

An entry received outside the Promotion Period is not valid. The Sponsor’s designated system, device, or records will determine when an entry was received.

The Sponsor is not responsible for an entrant’s failure to complete or submit an entry before the end of the Promotion Period.

An eligible person may enter during the Promotion Period by following the entry instructions in the Promotion Announcement. An entry that does not follow such instructions is not valid.

No purchase, payment, donation, financial consultation, or purchase or ownership of a Thrivent product or service is required to enter or win. A purchase, payment, or other transaction will not improve an entrant’s chances of winning.

Unless the Promotion Announcement expressly allows additional entries, each person may submit only one entry. Additional, incomplete, late, illegible, corrupted, misdirected, or otherwise noncompliant entries may be disqualified.

Entries generated by automated means, scripts, macros, bots, or similar methods are prohibited. An entrant may not use multiple names, email addresses, social media accounts, identities, or other methods to circumvent an entry limit.

An entry becomes the property of the Sponsor upon receipt and may not be acknowledged or returned, except that ownership of original material submitted in a Contest is addressed in Section 7.

If the Promotion Announcement states that the winner will be selected randomly, the Promotion is a “Drawing.”

Within three business days following the end of the Promotion Period, the Sponsor will randomly select the stated number of potential winners from among all eligible entries received.

The odds of winning depend on the number of eligible entries received.

The Sponsor may use any reasonable and impartial method of random selection. The Sponsor’s decision concerning the random selection and eligibility of an entry is final, subject to applicable law.

If the Promotion Announcement states that entries will be evaluated using judging criteria, the Promotion is a “Contest.”

Eligible entries will be evaluated by the judge or judges selected by the Sponsor using the judging criteria and, if applicable, the weighting stated in the Promotion Announcement. If no weighting of criteria is described in the Promotion Announcement, each criterion will be given equal weight. Judging will be completed within five business days following the end of the Promotion Period, unless a different timeline is stated in the Promotion Announcement. The entry or entries receiving the highest score will be selected as the potential winner or winners.

If multiple entries receive a tying score that is high enough to qualify for a prize, the judge or judges will reconsider these entries using the judging criteria to compare them and break the tie.

The decisions of the judges concerning the evaluation of entries are final, subject to applicable law. Judges may not select a winner randomly except as expressly permitted by these Official Rules and the Promotion Announcement.

An entrant who submits an essay, photograph, artwork, video, slogan, story, or other creative material as part of a Contest represents that:

1. The entrant created the entry or possesses all rights and permissions necessary to submit it;
2. The entry does not infringe another person’s copyright, trademark, privacy, publicity, or other rights;
3. Any person identifiable in the entry has authorized its submission and the uses permitted by these Official Rules; and
4. The entry does not contain unlawful, threatening, discriminatory, defamatory, obscene, or otherwise inappropriate material.

The Sponsor may disqualify an entry that the Sponsor determines, in its sole discretion, does not meet these requirements or is inconsistent with the purpose, theme, or reputation of the Promotion or Sponsor.

The entrant retains ownership of the entrant’s original material. By submitting an entry, the entrant grants the Sponsor, as well as TFL and its subsidiaries and affiliates, a nonexclusive, royalty-free license to reproduce, display, distribute, and use the entry for purposes of promoting and advertising themselves as well as administering, judging, and publicizing the Promotion, including identifying and announcing the winner.

The number of prizes, a description of each prize, and the approximate retail value of each prize are stated in the Promotion Announcement. If a prize is the opportunity to choose a nonprofit organization to receive a donation, the Promotion Announcement will state the number of prizes, describe the opportunity, and state the amount of each donation instead of an approximate retail value.

A prize may not be transferred, assigned, or redeemed for cash, except that the Sponsor may substitute a prize of equal or greater value if the advertised prize becomes unavailable for reasons beyond the Sponsor’s reasonable control.

The winner is responsible for all federal, state, and local taxes and any other costs or expenses associated with accepting or using the prize that are not expressly included in the prize description.

A winner may waive the right to receive a prize. No replacement or compensation will be provided for a prize that is declined, unclaimed, forfeited, lost after delivery, or unused.

Unless otherwise clearly stated in the Promotion Announcement, there is a limit of one prize per person and household per Promotion.

The value of each prize is subject to applicable state insurance gifting limits and other laws. The Sponsor will not award a prize to a person if doing so would violate applicable law.

The Sponsor will attempt to notify each potential winner using whatever contact information it obtains through the entry process, unless a specific method is described in the Promotion Announcement.

A potential winner must respond within three business days after the Sponsor sends the notification, unless the Promotion Announcement provides a different period.

A potential winner may be required to complete and return an eligibility confirmation, liability or publicity release, tax documentation, or other reasonable documentation needed to verify eligibility or award the prize.

A potential winner may be disqualified and forfeit the prize if:

• The potential winner cannot be contacted;
• The potential winner does not respond within the required time after the Sponsor first attempts to notify them;
• The potential winner does not provide requested verification or documentation within a reasonable time required by Sponsor;
• The prize notification is returned as undeliverable;
• The potential winner refuses the prize; or
• The potential winner has not complied with these Official Rules.

If a potential winner is disqualified or forfeits the prize, the Sponsor may select an alternate potential winner using the same random-selection or judging method used for the original selection.

Except where prohibited by law, a winner’s acceptance of a prize authorizes the Sponsor, TFL, and TFL’s subsidiaries and affiliates, to use the winner’s name, city and state of residence, prize information, and any photograph or likeness submitted with the entry, to announce and publicize the Promotion, and thereby promote themselves, without additional compensation.

To learn more about the privacy of your information, visit our Notice at Collection for California Consumers or our privacy policy at https://www.thrivent.com/privacy-and-security. Data collected will be handled pursuant to these Privacy Policies. The Privacy Policies include, without limitation, notification that your data may be used to provide you with information about products and services. To opt out of such communications, entrants may visit the webpage referenced above and follow the instructions there or call 800-847-4836.

The Sponsor may disqualify an entrant who:

• Violates these Official Rules or the Promotion Announcement;
• Attempts to enter through fraud, deception, multiple identities, automated means, or other unfair methods;
• Interferes with the operation, security, or integrity of the Promotion;
• Harasses or threatens another entrant, the Sponsor, a judge, or any person involved in administering the Promotion; or
• Submits an entry that is unlawful, inappropriate, or inconsistent with applicable submission requirements.

The Sponsor may take reasonable steps to protect the fairness, security, and integrity of the Promotion.

The Sponsor is not responsible for entries or communications that are lost, late, incomplete, illegible, misdirected, corrupted, or not received because of technical failures, human error, unavailable systems, internet or network interruptions, platform changes, or circumstances beyond the Sponsor’s reasonable control.

If fraud, technical failure, error, unauthorized intervention, or another circumstance beyond the Sponsor’s reasonable control materially affects the administration, security, fairness, or integrity of a Promotion, the Sponsor may suspend, modify, or cancel the Promotion.

If feasible and lawful, the Sponsor may, using the applicable random-selection or judging method, select a winner from eligible entries received before the affected event or take another reasonable action that preserves the intended fairness of the Promotion.

To the fullest extent permitted by law, each entrant agrees that the Sponsor, TFL, their respective subsidiaries and affiliates, and the individuals involved in administering the Promotion are not responsible for claims, losses, injuries, damages, liabilities, costs, or expenses arising from:

• Participation in the Promotion;
• Acceptance, possession, use, or misuse of a prize;
• An entrant’s violation of these Official Rules;
• An entrant’s infringement of another person’s rights; or
• Technical failures or other circumstances described in Section 13.

Nothing in these Official Rules excludes or limits liability that cannot lawfully be excluded or limited.

Even if a Promotion is advertised, conducted, or administered through a social media platform, the Promotion is not sponsored, endorsed, administered by, or associated with the platform unless the Promotion Announcement expressly states otherwise.

Each entrant releases the applicable social media platform from claims arising out of or related to the Promotion to the extent required by that platform’s promotion policies.

An entrant must comply with the platform’s applicable terms and policies. Questions or complaints concerning the Promotion must be directed to the Sponsor and not to the platform.

To obtain a copy of any legally required winner’s list, contact the Sponsor by email and include the name of the Promotion and the dates of the Promotion Period in your request. All such requests must be received within six (6) weeks of the end of the applicable Promotion Period.

The Sponsor’s failure to enforce any provision of these Official Rules does not waive that provision.

If any provision is determined to be unlawful or unenforceable, the remaining provisions remain in effect to the fullest extent permitted by law.

Headings are provided for convenience and do not affect interpretation.

Questions about a particular Promotion should be directed to the Sponsor.