Why Do I Need Term Life Insurance?

If you were no longer here to contribute financially, how would your family pay for necessities? That's where term life insurance can help. For about the same cost as your monthly digital streaming service, you can help protect your family's financial future.

Term life insurance may be appropriate if you want coverage during a temporary or short-term situation – such as while you're paying your mortgage or while your kids are in school and financially depending on you. And if the unthinkable happened, your beneficiaries would receive a death benefit as long as premiums were paid during your contract term.

Term life insurance is generally the most affordable way to get the life insurance coverage you need. You can buy a contract – and lock in a premium rate – for a period of 10, 15, 20 or 30 years.

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Generally, term life insurance is:

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Simple death benefit coverage to provide for your family in the event they'd need it.

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Coverage that goes with you anywhere, regardless of employment.

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Potential cash value and future flexibility to meet changing needs.1

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Explore your options with a licensed member of our Thrivent Financial Guidance TeamĀ®.

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CloseWhat Qualifies for Non-tobacco Rates

Tobacco is defined as use of any tobacco or nicotine product (such as cigarette, cigar, pipe, chewing tobacco, electronic cigarette, nicotine gum/patch, etc).
If you have not used a tobacco or nicotine product within: