Getting on the right path for tomorrow is easier when you know where you are today.

Taking our self-assessment quiz can help you evaluate your strengths and challenges as you examine your attitudes about money and generosity. It's one way to gauge your progress to being wise with money.

Start the New Money Mindset Quiz

1.
It's hard for me to accept help from others.
2.
It's hard for me to be content with what I have.
3.
I worry a lot about not having enough.
4.
It's not that important for others to see me as successful.
5.
I don't think about money unless it's running short.
6.
If I won the lottery, I'd give most of the money away because I already have enough.
7.
I can never seem to have quite enough money for myself.
8.
I feel dissatisfied when I can't buy an item I really want.
9.
I have used vacation time to help others.
10.
I like to be in control.
11.
I find it difficult to live in the moment.
12.
I regularly take time to reflect and seek God's wisdom in my life.
13.
I would rather have good friends than lots of money.
14.
Deepening my relationship with God helps me feel peaceful about my future.
15.
My trust is in God and not in myself.
16.
People who are busy shouldn't be expected to volunteer.
17.
Most weekends, I end up helping a friend or family member with something.
18.
I am comfortable with what I have and what I give away.
19.
In my neighborhood, we help each other out when someone needs a hand.
20.
Money can buy the important things in life.
21.
I just don't have time to help others; I have enough trouble taking care of myself.
22.
My life has a clear sense of purpose.
23.
It is important for me to understand what God is calling me to do.
24.
I am confident in God's love for me.
25.
With enough money, I could make sure that life goes the way I want it to.
26.
I don't often worry about the future. I take each day as it comes.
27.
I give to people in need, even if I barely have enough myself.
28.
I need a lot of lead time when it comes to scheduling things with my family and friends.
29.
My work-life blend is about perfect.
30.
There's enough for everyone.
31.
If I had a lot of money, I wouldn't answer to anyone.
32.
I would rather have a meaningful job that pays enough than a less meaningful job that pays more.
33.
I give back to my community.
34.
What I've earned is mine to do with as I please.
35.
I don't like to let other people use my stuff.
36.
Sometimes I buy stuff I don't really need and then regret it later.
37.
I would rather be alone than have to listen to other people's problems.
38.
Having enough money is how I define whether I'm successful or not.
39.
God meets my needs.
40.
I don't mind when a friend stops by uninvited.
41.
I don't spend as much time with my family and friends as they'd like me to.
42.
Having money helps me take control of my life.
43.
Deep down, I wish I had some of the nice things that other people have.
44.
I would be happier if my salary went up by 25 percent.
45.
The only way I'll ever be successful is if I win the lottery.
46.
I track how well I'm doing based on successes I have in my life.
47.
I pray about the big decisions in my life.
48.
Tithing (giving 10 percent) is an important part of how I manage my money.
Please answer the following questions about yourself. Your answers are for demographic purposes only.

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Income

More than 9,400 people across the United States participated in various stages of research conducted to develop this tool. The assessment was developed using two statistical procedures – multiple regression analysis and factor analysis – to narrow an original list of 300 assessment statements to the 48 best questions to help you gauge your money mindset. The design and testing of each item was carefully conducted by a team of Thrivent Financial researchers, supplemented by advice from Dr. Daniel Ariely and his team at Duke University, who brought renowned expertise on the relationship between choice and money.