Getting on the right path for tomorrow is easier when you know where you are today.

Taking our self-assessment quiz can help you evaluate your strengths and challenges as you examine your attitudes about money and generosity. It's one way to gauge your progress to being wise with money.

Start the New Money Mindset Quiz

1.
I don't think about money unless it's running short.
2.
I can never seem to have quite enough money for myself.
3.
It is important for me to understand what God is calling me to do.
4.
I have used vacation time to help others.
5.
I feel dissatisfied when I can't buy an item I really want.
6.
I am confident in God's love for me.
7.
God meets my needs.
8.
Most weekends, I end up helping a friend or family member with something.
9.
I track how well I'm doing based on successes I have in my life.
10.
Tithing (giving 10 percent) is an important part of how I manage my money.
11.
I need a lot of lead time when it comes to scheduling things with my family and friends.
12.
I find it difficult to live in the moment.
13.
I don't mind when a friend stops by uninvited.
14.
Deepening my relationship with God helps me feel peaceful about my future.
15.
Deep down, I wish I had some of the nice things that other people have.
16.
In my neighborhood, we help each other out when someone needs a hand.
17.
Money can buy the important things in life.
18.
It's not that important for others to see me as successful.
19.
I would rather be alone than have to listen to other people's problems.
20.
I would be happier if my salary went up by 25 percent.
21.
People who are busy shouldn't be expected to volunteer.
22.
With enough money, I could make sure that life goes the way I want it to.
23.
I would rather have good friends than lots of money.
24.
What I've earned is mine to do with as I please.
25.
I pray about the big decisions in my life.
26.
Having enough money is how I define whether I'm successful or not.
27.
I don't spend as much time with my family and friends as they'd like me to.
28.
I like to be in control.
29.
I regularly take time to reflect and seek God's wisdom in my life.
30.
It's hard for me to accept help from others.
31.
Having money helps me take control of my life.
32.
My trust is in God and not in myself.
33.
I don't like to let other people use my stuff.
34.
My work-life blend is about perfect.
35.
There's enough for everyone.
36.
Sometimes I buy stuff I don't really need and then regret it later.
37.
I give back to my community.
38.
I give to people in need, even if I barely have enough myself.
39.
I am comfortable with what I have and what I give away.
40.
I worry a lot about not having enough.
41.
The only way I'll ever be successful is if I win the lottery.
42.
If I had a lot of money, I wouldn't answer to anyone.
43.
If I won the lottery, I'd give most of the money away because I already have enough.
44.
I don't often worry about the future. I take each day as it comes.
45.
I would rather have a meaningful job that pays enough than a less meaningful job that pays more.
46.
It's hard for me to be content with what I have.
47.
I just don't have time to help others; I have enough trouble taking care of myself.
48.
My life has a clear sense of purpose.
Please answer the following questions about yourself. Your answers are for demographic purposes only.

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Income

More than 9,400 people across the United States participated in various stages of research conducted to develop this tool. The assessment was developed using two statistical procedures – multiple regression analysis and factor analysis – to narrow an original list of 300 assessment statements to the 48 best questions to help you gauge your money mindset. The design and testing of each item was carefully conducted by a team of Thrivent Financial researchers, supplemented by advice from Dr. Daniel Ariely and his team at Duke University, who brought renowned expertise on the relationship between choice and money.