Leave the most to those you love the most.
Discover strategies that could help you leave more wealth - income tax-free - to the people and causes you love.
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  1. We will review your request and get back to you within 24–48 hours.
  2. We will match you with a financial advisor that meets your needs.
  3. There is no obligation to buy at any time.

Minimize your taxes. Maximize your impact.

Leave more to your loved ones and the organizations you care about by leveraging financial strategies that can reduce – or eliminate – their tax burden.
Keep your retirement plan as is
What happens
Your assets continue to grow tax deferred, and you can take distributions for your retirement income.

Tax impact on your beneficiaries
They pay income taxes – at their tax rate – on the distributions they take from your retirement plan after you pass away.
Use funds in your retirement plan to purchase life insurance
What happens
Your assets continue to grow tax deferred, and you can use your distributions to fund a life insurance policy to provide for your loved ones.

Tax impact on your beneficiaries
They receive income tax-free proceeds from the life insurance. But they must pay income tax – at their rate – on any remaining funds in your retirement plan after you pass away.
Use funds in your retirement plan to buy life insurance; leave the remaining funds to charity
What happens
Your assets continue to grow tax deferred, and you can take distributions to fund a life insurance policy to provide for your loved ones. Then you arrange for the remining assets in the retirement plan to be transferred to a qualifying charity when you pass away.

Tax impact on your beneficiaries
Your loved ones pay no income taxes on the life insurance death benefit, and your charity pays no tax on the assets transferred from the retirement plan.
Take action today
Leave your loved ones a legacy, not a tax bill.
Connect with your Thrivent financial advisor to make sure you’re incorporating the most up-to-date tax strategies into your financial plan.
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I’m interested in learning more about
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Who will we contact?

To learn more about the privacy of your information, visit our Notice at Collection for California Consumers or our privacy policy.

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Illustration of a person trimming a tree shaped like a padlock
We’re excited to connect with you!

We'll be in touch soon.

a high five

Next Steps

  1. We will review your request and get back to you within 24–48 hours.
  2. We will match you with a financial advisor that meets your needs.
  3. There is no obligation to buy at any time.

Transfer your wealth wisely.

A few well-informed choices could help you implement tax-savvy wealth transfer
strategies that enable you to pass on more of your hard-earned assets.
Meet with your financial advisor to:
Explore ways to leave assets income tax-free to the people and charities you care about most.
Identify strategies to minimize the tax implications of your tax-deferred retirement savings plans
Discover tax-advantaged alternatives to your tax-deferred retirement savings plans.
Explore ways to leave assets income tax-free to the people and charities you care about most.
Identify strategies to minimize the tax implications of your tax-deferred retirement savings plans
Discover tax-advantaged alternatives to your tax-deferred retirement savings plans.
Connect with us
I’m interested in learning more about
*Please select an advice option.
Who will we contact?

To learn more about the privacy of your information, visit our Notice at Collection for California Consumers or our privacy policy.

What is your contact information?
Form Submission Failure

Unfortunately the form submissions has failed. Please go back and try submitting the form again or come back later and try again.

Illustration of a person trimming a tree shaped like a padlock
We’re excited to connect with you!

We'll be in touch soon.

a high five

Next Steps

  1. We will review your request and get back to you within 24–48 hours.
  2. We will match you with a financial advisor that meets your needs.
  3. There is no obligation to buy at any time.
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Hypothetical example is for illustrative purposes. May not be representative of actual results.


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