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Independent Rating Agencies Affirm Thrivent's Financial Strength and Stability

AM Best, S&P Global Ratings and Moody's Investor's Service recognize Thrivent's strong financial profile and performance

MINNEAPOLIS – Thrivent, a Fortune 500 diversified financial services organization, continues to receive strong ratings from AM Best, S&P Global Ratings and Moody’s Investor’s Service, affirming the organization’s ongoing financial strength and stability:

  • AM Best has affirmed Thrivent’s A++ (Superior) rating and stable outlook, the highest of the agency’s 13 rating categories. In its review, AM Best recognized Thrivent for continuing to maintain its balance sheet strength and stability, strong operating performance, favorable business profile and very strong enterprise risk management. It also noted Thrivent’s high-quality capital structure, which doesn’t utilize permitted practices, financial leverage, financial reinsurance or affiliated captives to house redundant reserves, and cited Thrivent’s diversified and well-managed product portfolio, loyal membership base and continued efforts to grow as positive factors.
  • S&P Global Ratings recently affirmed Thrivent’s AA+ (Very Strong) rating and stable outlook, the second highest of the agency’s 20 rating categories, Thrivent’s controlled distribution force, better-than-peer persistency ratio, strong competitive position, and excellent capital adequacy were highlighted as key strengths.
  • Finally, Moody’s Investor’s Service issued a continuation of Thrivent’s Aa2 (Excellent) rating and stable outlook, the third highest of the agency’s 21 rating categories. Moody’s cited Thrivent’s excellent financial profile, which is supported by strong capitalization, good financial flexibility and stable cash flow from its in-force life insurance and annuity businesses, as well as good profitability, consistent investment performance, and excellent capital levels.

“Thrivent continues to receive strong ratings because of the disciplined approach we take to managing our business. This is particularly significant in light of the changing economic and interest rate environment,” said David Royal, chief financial and investment officer at Thrivent. “These ratings reflect our commitment to maintaining our financial strength and stability so we can continue to fulfill our promises to clients for years to come. It’s our privilege to manage our clients’ assets and make business decisions that put their needs at the center.”

About Thrivent

Thrivent is a diversified financial services organization that helps people achieve financial clarity, enabling lives full of meaning and gratitude. Thrivent and its subsidiary and affiliate companies serve more than 2.3 million clients, offering advice, insurance, investments, banking and generosity products and programs online and through financial advisors and independent agents nationwide. Thrivent is a Fortune 500 company with $162 billion in assets under management/advisement (as of 12/31/22). Thrivent carries ratings from independent rating agencies which demonstrate the strength and stability of the organization, including an A++ rating from AM Best; an Aa2 rating from Moody’s Investors Service; and an AA+ rating from S&P Global Ratings. Ratings are based on Thrivent’s financial strength and claims-paying ability, but do not apply to investment product performance. For information on these ratings, visit the rating agency's website. Dividends are not guaranteed. For more information about Thrivent, visit or find us on Facebook and Twitter.

Ratings from independent agencies are indicative of Thrivent’s financial strength and claims-paying ability to meet policyholder obligations but do not apply to the investment performance of investment products.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. Advisory services available through investment adviser representatives only.