Getting on the right path for tomorrow is easier when you know where you are today.

Taking our self-assessment quiz can help you evaluate your strengths and challenges as you examine your attitudes about money and generosity. It's one way to gauge your progress on the Wise With Money Journey.

Start the New Money Mindset Quiz

1.
What I've earned is mine to do with as I please.
2.
I don't think about money unless it's running short.
3.
I need a lot of lead time when it comes to scheduling things with my family and friends.
4.
I would rather be alone than have to listen to other people's problems.
5.
My work-life blend is about perfect.
6.
I regularly take time to reflect and seek God's wisdom in my life.
7.
Having enough money is how I define whether I'm successful or not.
8.
I worry a lot about not having enough.
9.
Money can buy the important things in life.
10.
My trust is in God and not in myself.
11.
It is important for me to understand what God is calling me to do.
12.
With enough money, I could make sure that life goes the way I want it to.
13.
If I won the lottery, I'd give most of the money away because I already have enough.
14.
I track how well I'm doing based on successes I have in my life.
15.
I like to be in control.
16.
I give to people in need, even if I barely have enough myself.
17.
Deep down, I wish I had some of the nice things that other people have.
18.
I feel dissatisfied when I can't buy an item I really want.
19.
I don't spend as much time with my family and friends as they'd like me to.
20.
The only way I'll ever be successful is if I win the lottery.
21.
I am comfortable with what I have and what I give away.
22.
I would be happier if my salary went up by 25 percent.
23.
Having money helps me take control of my life.
24.
I pray about the big decisions in my life.
25.
It's not that important for others to see me as successful.
26.
I don't like to let other people use my stuff.
27.
If I had a lot of money, I wouldn't answer to anyone.
28.
I am confident in God's love for me.
29.
I just don't have time to help others; I have enough trouble taking care of myself.
30.
I have used vacation time to help others.
31.
I would rather have a meaningful job that pays enough than a less meaningful job that pays more.
32.
People who are busy shouldn't be expected to volunteer.
33.
I find it difficult to live in the moment.
34.
Deepening my relationship with God helps me feel peaceful about my future.
35.
In my neighborhood, we help each other out when someone needs a hand.
36.
I give back to my community.
37.
Most weekends, I end up helping a friend or family member with something.
38.
Sometimes I buy stuff I don't really need and then regret it later.
39.
God meets my needs.
40.
It's hard for me to accept help from others.
41.
I would rather have good friends than lots of money.
42.
Tithing (giving 10 percent) is an important part of how I manage my money.
43.
I can never seem to have quite enough money for myself.
44.
I don't mind when a friend stops by uninvited.
45.
There's enough for everyone.
46.
I don't often worry about the future. I take each day as it comes.
47.
My life has a clear sense of purpose.
48.
It's hard for me to be content with what I have.
Please answer the following questions about yourself. Your answers are for demographic purposes only.

Gender

Age

Income

More than 9,400 people across the United States participated in various stages of research conducted to develop this tool. The assessment was developed using two statistical procedures – multiple regression analysis and factor analysis – to narrow an original list of 300 assessment statements to the 48 best questions to help you gauge your money mindset. The design and testing of each item was carefully conducted by a team of Thrivent Financial researchers, supplemented by advice from Dr. Daniel Ariely and his team at Duke University, who brought renowned expertise on the relationship between choice and money.