Getting on the right path for tomorrow is easier when you know where you are today.

Taking our self-assessment quiz can help you evaluate your strengths and challenges as you examine your attitudes about money and generosity. It's one way to gauge your progress to being wise with money.

Start the New Money Mindset Quiz

1.
Most weekends, I end up helping a friend or family member with something.
2.
In my neighborhood, we help each other out when someone needs a hand.
3.
I would rather be alone than have to listen to other people's problems.
4.
What I've earned is mine to do with as I please.
5.
I have used vacation time to help others.
6.
It's not that important for others to see me as successful.
7.
I would rather have a meaningful job that pays enough than a less meaningful job that pays more.
8.
I don't often worry about the future. I take each day as it comes.
9.
I am confident in God's love for me.
10.
It is important for me to understand what God is calling me to do.
11.
I worry a lot about not having enough.
12.
The only way I'll ever be successful is if I win the lottery.
13.
I don't think about money unless it's running short.
14.
Having enough money is how I define whether I'm successful or not.
15.
I don't like to let other people use my stuff.
16.
I can never seem to have quite enough money for myself.
17.
It's hard for me to be content with what I have.
18.
My trust is in God and not in myself.
19.
With enough money, I could make sure that life goes the way I want it to.
20.
I regularly take time to reflect and seek God's wisdom in my life.
21.
I don't mind when a friend stops by uninvited.
22.
I give to people in need, even if I barely have enough myself.
23.
I like to be in control.
24.
My life has a clear sense of purpose.
25.
People who are busy shouldn't be expected to volunteer.
26.
I find it difficult to live in the moment.
27.
My work-life blend is about perfect.
28.
Tithing (giving 10 percent) is an important part of how I manage my money.
29.
It's hard for me to accept help from others.
30.
Deep down, I wish I had some of the nice things that other people have.
31.
I just don't have time to help others; I have enough trouble taking care of myself.
32.
I need a lot of lead time when it comes to scheduling things with my family and friends.
33.
I don't spend as much time with my family and friends as they'd like me to.
34.
I pray about the big decisions in my life.
35.
There's enough for everyone.
36.
God meets my needs.
37.
If I won the lottery, I'd give most of the money away because I already have enough.
38.
I would be happier if my salary went up by 25 percent.
39.
I track how well I'm doing based on successes I have in my life.
40.
I am comfortable with what I have and what I give away.
41.
I feel dissatisfied when I can't buy an item I really want.
42.
Deepening my relationship with God helps me feel peaceful about my future.
43.
Sometimes I buy stuff I don't really need and then regret it later.
44.
Having money helps me take control of my life.
45.
Money can buy the important things in life.
46.
I would rather have good friends than lots of money.
47.
I give back to my community.
48.
If I had a lot of money, I wouldn't answer to anyone.
Please answer the following questions about yourself. Your answers are for demographic purposes only.

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Income

More than 9,400 people across the United States participated in various stages of research conducted to develop this tool. The assessment was developed using two statistical procedures – multiple regression analysis and factor analysis – to narrow an original list of 300 assessment statements to the 48 best questions to help you gauge your money mindset. The design and testing of each item was carefully conducted by a team of Thrivent Financial researchers, supplemented by advice from Dr. Daniel Ariely and his team at Duke University, who brought renowned expertise on the relationship between choice and money.