Getting on the right path for tomorrow is easier when you know where you are today.

Taking our self-assessment quiz can help you evaluate your strengths and challenges as you examine your attitudes about money and generosity. It's one way to gauge your progress on the Wise With Money Journey.

Start the New Money Mindset Quiz

1.
I can never seem to have quite enough money for myself.
2.
My trust is in God and not in myself.
3.
Sometimes I buy stuff I don't really need and then regret it later.
4.
I pray about the big decisions in my life.
5.
I track how well I'm doing based on successes I have in my life.
6.
I give back to my community.
7.
I would rather be alone than have to listen to other people's problems.
8.
I regularly take time to reflect and seek God's wisdom in my life.
9.
Tithing (giving 10 percent) is an important part of how I manage my money.
10.
I worry a lot about not having enough.
11.
My life has a clear sense of purpose.
12.
I don't often worry about the future. I take each day as it comes.
13.
God meets my needs.
14.
If I had a lot of money, I wouldn't answer to anyone.
15.
Having money helps me take control of my life.
16.
It's not that important for others to see me as successful.
17.
It's hard for me to accept help from others.
18.
In my neighborhood, we help each other out when someone needs a hand.
19.
I would be happier if my salary went up by 25 percent.
20.
My work-life blend is about perfect.
21.
I don't think about money unless it's running short.
22.
I am comfortable with what I have and what I give away.
23.
If I won the lottery, I'd give most of the money away because I already have enough.
24.
There's enough for everyone.
25.
I just don't have time to help others; I have enough trouble taking care of myself.
26.
I don't spend as much time with my family and friends as they'd like me to.
27.
I don't mind when a friend stops by uninvited.
28.
I need a lot of lead time when it comes to scheduling things with my family and friends.
29.
Deepening my relationship with God helps me feel peaceful about my future.
30.
People who are busy shouldn't be expected to volunteer.
31.
I am confident in God's love for me.
32.
I have used vacation time to help others.
33.
With enough money, I could make sure that life goes the way I want it to.
34.
Money can buy the important things in life.
35.
I feel dissatisfied when I can't buy an item I really want.
36.
I would rather have a meaningful job that pays enough than a less meaningful job that pays more.
37.
The only way I'll ever be successful is if I win the lottery.
38.
Most weekends, I end up helping a friend or family member with something.
39.
I find it difficult to live in the moment.
40.
It's hard for me to be content with what I have.
41.
I would rather have good friends than lots of money.
42.
I give to people in need, even if I barely have enough myself.
43.
It is important for me to understand what God is calling me to do.
44.
Deep down, I wish I had some of the nice things that other people have.
45.
What I've earned is mine to do with as I please.
46.
Having enough money is how I define whether I'm successful or not.
47.
I like to be in control.
48.
I don't like to let other people use my stuff.
Please answer the following questions about yourself. Your answers are for demographic purposes only.

Gender

Age

Income

More than 9,400 people across the United States participated in various stages of research conducted to develop this tool. The assessment was developed using two statistical procedures – multiple regression analysis and factor analysis – to narrow an original list of 300 assessment statements to the 48 best questions to help you gauge your money mindset. The design and testing of each item was carefully conducted by a team of Thrivent Financial researchers, supplemented by advice from Dr. Daniel Ariely and his team at Duke University, who brought renowned expertise on the relationship between choice and money.