Getting on the right path for tomorrow is easier when you know where you are today.

Taking our self-assessment quiz can help you evaluate your strengths and challenges as you examine your attitudes about money and generosity. It's one way to gauge your progress on the Wise With Money Journey.

Start the New Money Mindset Quiz

1.
I don't think about money unless it's running short.
2.
My work-life blend is about perfect.
3.
Having money helps me take control of my life.
4.
I don't mind when a friend stops by uninvited.
5.
I give to people in need, even if I barely have enough myself.
6.
I find it difficult to live in the moment.
7.
I have used vacation time to help others.
8.
I don't spend as much time with my family and friends as they'd like me to.
9.
Having enough money is how I define whether I'm successful or not.
10.
I don't like to let other people use my stuff.
11.
I just don't have time to help others; I have enough trouble taking care of myself.
12.
I can never seem to have quite enough money for myself.
13.
If I won the lottery, I'd give most of the money away because I already have enough.
14.
I like to be in control.
15.
God meets my needs.
16.
Sometimes I buy stuff I don't really need and then regret it later.
17.
Tithing (giving 10 percent) is an important part of how I manage my money.
18.
I regularly take time to reflect and seek God's wisdom in my life.
19.
What I've earned is mine to do with as I please.
20.
I give back to my community.
21.
Most weekends, I end up helping a friend or family member with something.
22.
I track how well I'm doing based on successes I have in my life.
23.
It is important for me to understand what God is calling me to do.
24.
I don't often worry about the future. I take each day as it comes.
25.
It's hard for me to accept help from others.
26.
I would rather be alone than have to listen to other people's problems.
27.
I am comfortable with what I have and what I give away.
28.
My life has a clear sense of purpose.
29.
It's hard for me to be content with what I have.
30.
My trust is in God and not in myself.
31.
I worry a lot about not having enough.
32.
I would rather have good friends than lots of money.
33.
I need a lot of lead time when it comes to scheduling things with my family and friends.
34.
If I had a lot of money, I wouldn't answer to anyone.
35.
It's not that important for others to see me as successful.
36.
Deepening my relationship with God helps me feel peaceful about my future.
37.
I would rather have a meaningful job that pays enough than a less meaningful job that pays more.
38.
I am confident in God's love for me.
39.
Money can buy the important things in life.
40.
With enough money, I could make sure that life goes the way I want it to.
41.
Deep down, I wish I had some of the nice things that other people have.
42.
The only way I'll ever be successful is if I win the lottery.
43.
I feel dissatisfied when I can't buy an item I really want.
44.
I would be happier if my salary went up by 25 percent.
45.
In my neighborhood, we help each other out when someone needs a hand.
46.
I pray about the big decisions in my life.
47.
There's enough for everyone.
48.
People who are busy shouldn't be expected to volunteer.
Please answer the following questions about yourself. Your answers are for demographic purposes only.

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Income

More than 9,400 people across the United States participated in various stages of research conducted to develop this tool. The assessment was developed using two statistical procedures – multiple regression analysis and factor analysis – to narrow an original list of 300 assessment statements to the 48 best questions to help you gauge your money mindset. The design and testing of each item was carefully conducted by a team of Thrivent Financial researchers, supplemented by advice from Dr. Daniel Ariely and his team at Duke University, who brought renowned expertise on the relationship between choice and money.