Getting on the right path for tomorrow is easier when you know where you are today.

Taking our self-assessment quiz can help you evaluate your strengths and challenges as you examine your attitudes about money and generosity. It's one way to gauge your progress to being wise with money.

Start the New Money Mindset Quiz

1.
I have used vacation time to help others.
2.
I don't mind when a friend stops by uninvited.
3.
I give back to my community.
4.
I would rather have a meaningful job that pays enough than a less meaningful job that pays more.
5.
I don't like to let other people use my stuff.
6.
My trust is in God and not in myself.
7.
Sometimes I buy stuff I don't really need and then regret it later.
8.
Money can buy the important things in life.
9.
Having enough money is how I define whether I'm successful or not.
10.
I am comfortable with what I have and what I give away.
11.
I would rather be alone than have to listen to other people's problems.
12.
Tithing (giving 10 percent) is an important part of how I manage my money.
13.
It is important for me to understand what God is calling me to do.
14.
It's hard for me to be content with what I have.
15.
People who are busy shouldn't be expected to volunteer.
16.
I pray about the big decisions in my life.
17.
God meets my needs.
18.
My work-life blend is about perfect.
19.
I would rather have good friends than lots of money.
20.
I feel dissatisfied when I can't buy an item I really want.
21.
I just don't have time to help others; I have enough trouble taking care of myself.
22.
Deep down, I wish I had some of the nice things that other people have.
23.
I would be happier if my salary went up by 25 percent.
24.
It's not that important for others to see me as successful.
25.
I can never seem to have quite enough money for myself.
26.
Having money helps me take control of my life.
27.
It's hard for me to accept help from others.
28.
I like to be in control.
29.
I regularly take time to reflect and seek God's wisdom in my life.
30.
My life has a clear sense of purpose.
31.
I track how well I'm doing based on successes I have in my life.
32.
In my neighborhood, we help each other out when someone needs a hand.
33.
I need a lot of lead time when it comes to scheduling things with my family and friends.
34.
Most weekends, I end up helping a friend or family member with something.
35.
I give to people in need, even if I barely have enough myself.
36.
There's enough for everyone.
37.
I am confident in God's love for me.
38.
I don't spend as much time with my family and friends as they'd like me to.
39.
I don't often worry about the future. I take each day as it comes.
40.
I don't think about money unless it's running short.
41.
I worry a lot about not having enough.
42.
With enough money, I could make sure that life goes the way I want it to.
43.
If I won the lottery, I'd give most of the money away because I already have enough.
44.
If I had a lot of money, I wouldn't answer to anyone.
45.
I find it difficult to live in the moment.
46.
What I've earned is mine to do with as I please.
47.
Deepening my relationship with God helps me feel peaceful about my future.
48.
The only way I'll ever be successful is if I win the lottery.
Please answer the following questions about yourself. Your answers are for demographic purposes only.

Gender

Age

Income

More than 9,400 people across the United States participated in various stages of research conducted to develop this tool. The assessment was developed using two statistical procedures – multiple regression analysis and factor analysis – to narrow an original list of 300 assessment statements to the 48 best questions to help you gauge your money mindset. The design and testing of each item was carefully conducted by a team of Thrivent Financial researchers, supplemented by advice from Dr. Daniel Ariely and his team at Duke University, who brought renowned expertise on the relationship between choice and money.