Long-Term Care Insurance
Prepare for your future, protect your dreams, preserve your independence
THRIVENT FINANCIAL, THE MARKETING NAME FOR THRIVENT FINANCIAL FOR LUTHERANS, HAS BEEN IN THE LONG-TERM CARE INSURANCE BUSINESS SINCE 1987.
As you look to the future, the view is better when you're prepared. Long-term care insurance (LTC insurance) helps to pay for the care you may need one day, in the comfort of your own home or a facility.
LTC services usually aren't covered by health or disability income insurance, nor are they covered by Medicare (except in limited situations). Medicaid covers some LTC services, but generally to qualify, your income and assets must be minimal. Plus, some facilities do not accept Medicaid as payment, so your choices may be limited.
Give yourself – and your family members – the comfort of knowing that if you ever need long-term care, there's a plan in place.
Start planning now – LTC insurance is generally less expensive at a younger age. Take the planning quiz to determine where you are in the LTC planning process. Calculate costs and find out how much you need to save for long-term care.
This is a solicitation for insurance. A Thrivent Financial representative may contact you.
All applications are subject to the underwriting requirements of Thrivent Financial. A medical exam may be required. Premiums are not guaranteed to remain unchanged, except during the first five contract years. Any changes to premium rates will apply to all similar contracts issued in your state to contract owners in the same class on the same contract form. This means you cannot be singled out for an increase because of advancing age, changes in your health, claim status or any other reason solely related to you. Long-term care insurance may not cover all of the costs associated with long-term care. You are advised to review your contract carefully. The contract has exclusions, limitations, reductions in benefits and terms under which the contract may be continued in force or discontinued. Contract provisions and maximum monthly benefits may vary by state.
For costs and complete details of coverage, contact your Thrivent Financial representative.
880087-031414ICC14 27020WPA N2-14