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Long-Term Care Insurance

Prepare for your future, protect your dreams, preserve your independence

THRIVENT FINANCIAL, THE MARKETING NAME FOR THRIVENT FINANCIAL FOR LUTHERANS, HAS BEEN IN THE LONG-TERM CARE INSURANCE BUSINESS SINCE 1987.

As you look to the future, the view is better when you're prepared. Long-term care insurance (LTC insurance) helps to pay for the care you may need one day, in the comfort of your own home or a facility.

LTC services usually aren't covered by health or disability income insurance, nor are they covered by Medicare (except in limited situations). Medicaid covers some LTC services, but generally to qualify, your income and assets must be minimal. Plus, some facilities do not accept Medicaid as payment, so your choices may be limited.

Give yourself – and your family members – the comfort of knowing that if you ever need long-term care, there's a plan in place.

Start planning now – LTC insurance is generally less expensive at a younger age. Take the planning quiz to determine where you are in the LTC planning process. Calculate costs and find out how much you need to save for long-term care.