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Long Road Back Made Easier With Disability Insurance
May 8, 2017
At 26, Michael Sizemore was living two of his dreams.
Ever the athlete, he was training to participate in his first marathon. And he was enjoying his new position advocating for the unemployed and disadvantaged in his community through the nonprofit organization where he worked.
After years of study and earning his master's degree in public administration, he felt prepared to start his life's mission of helping others.
Both those dreams came crashing down around him one night while he was out with friends. As they were walking across the street, a drunk driver ran a red light at high speed and hit Michael.
His injuries were so severe, including major head trauma, that doctors were unsure if he would survive. He was placed in an induced coma and his parents rushed to his side.
There were countless surgeries to treat his head injuries, repair his shattered legs and address the multitude of other injuries he suffered.
Through strength, determination and a lot of rehabilitation, Michael is improving every day, including being able to walk again. But during the three years it has taken, he has been unable to return to work.
Instead, he has relied on the long-term disability income insurance he had through work, which replaces a percentage of his salary. With it, he's been able to pay his rent and utilities, and afford to keep his truck.
While his life will never be as it was before, Michael is hopeful that he'll be able to work again soon. And he credits his disability income insurance with helping him get there.
"I'm still rebuilding my life and myself," he says. "My disability insurance has been key. I wouldn't be where I am without it."
Learn more: Disability income insurance
Severely injured more than 3 years ago, Michael is still recovering and unable to work. Luckily, his long-term disability income insurance has helped protect his income.
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This piece has been reproduced with the permission of Life Happens, a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families' futures. Life happens does not endorse any insurance company, product or advisor. © Life Happens 2015. All rights reserved.
Disability income insurance contracts have exclusions, limitations, reductions of benefits and terms under which the contract may be continued in force or discontinued. For costs and complete details of coverage, contact your Thrivent Financial representative.