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Be Wise With Money
Understanding the value of dividends
December 14, 2015
If you own a life insurance contract or are considering purchasing one, you’ll want to understand what dividends are all about. Life insurance can be “participating” or “nonparticipating.” Participating life insurance contracts are eligible to receive dividend payments. Nonparticipating contracts do not pay dividends.
Making sense of mutual funds & annuities
December 3, 2015 | Cynthia Ramnarace, excerpted from Thrivent magazine
Nowadays, Social Security and a savings account may not provide enough retirement income. Mutual funds and annuities can help, but do you really know how each can work for you?
Avoid the Christmas 'ho-ho-argh!'
December 2, 2015
This time of year is full of anticipation, preparation, excitement and celebration. Traditions are honored, new ones are created and gifts are purchased – but it doesn’t have to come with a big price tag. Here are some tips to help you avoid the Christmas “ho-ho-argh!” when the credit card bill arrives in January.
Four excuses that could harm your financial future
November 19, 2015
Do you ever wonder if you have enough life insurance? And how much is enough? Thinking – and making decisions – about life insurance can be overwhelming. So when it comes to reviewing what you’ve got – and considering what you don’t have – it’s pretty easy to come up with excuses.