// 12/31/2024 Copyright 2024 KJE Computer Solutions, Inc. Licensed for use on www.thrivent.com cms.qa2.thrivent.psdops.com qa.thrivent.psdops.com qa2.thrivent.psdops.com qa3.thrivent.psdops.com uat.thrivent.psdops.com prod.thrivent.psdops.com cms.qa.thrivent.psdops.com cms.qa2.thrivent.psdops.com cms.qa3.thrivent.psdops.com cms.uat.thrivent.psdops.com cms.prod.thrivent.psdops.com (function(d,g){var c="kje-jaws-panel";var a=null;d.jawsReader=d.jawsReader||{};function b(){var h=document.createElement("div");h.setAttribute("aria-live","assertive");h.style.position="absolute";h.style.left="-9999px";h.id=c;document.body.append(h);return h}function f(){if(!a){a=document.getElementById(c);if(!a){a=b()}}return a}d.jawsReader.read=function e(i,j){var h=f();if(j){h.innerText=""}setTimeout(function(){h.innerText=i},50)}})(window);if(!String.prototype.trim){String.prototype.trim=function(){return this.replace(/^\s\s*/,"").replace(/\s\s*$/,"")}}document.documentElement.setAttribute("KJE-useragent",navigator.userAgent);var KJE={lang:"EN",initFired:false,reportTest:false,CalcDelay:100,CalculatorWidthMax:900,CalculatorWidthMin:320,CalculatorWidthNoMargin:false,bLockDown:false,ShowDefinitions:true,ShowCalculateButton:true,ShowReportButton:true,ShowPrintButton:true,ShowRequiredMessage:true,KeepCalculatorOnPage:false,KeepCalculatorOnPageAutoReport:false,closeCalculatorDroppersForReport:false,sExtraClientInputs:"EXTRA",ExtraClientInputs:"
Reset to Defaults:Click the "Reset to defaults" button to reload the default values for this calculator.
Clear all Fields:Click the "Clear all fields" button to clear all entry fields and reset any radio buttons or drop downs to their default values.
",d);d=a.replace("
","
",d);if(a.parseDefinitions){d=a.parseDefinitions(d)}return d},addReportButtonEvents:function(){var b=KJE;var a=b.PrintReport=document.getElementById("KJEPrintReport");var c=b.HideReport=document.getElementById("KJEHideReport");var d="click";if(a){a.addEventListener(d,b.printTheReport,false)}if(c){c.addEventListener(d,b.showReport,false)}}};KJE.util={findPos:function(a){var b=curtop=0;if(a.offsetParent){do{b+=a.offsetLeft;curtop+=a.offsetTop}while(a=a.offsetParent)}return[b,curtop]},getPageScroll:function(){var b,a;if(self.pageYOffset){a=self.pageYOffset;b=self.pageXOffset}else{if(document.documentElement&&document.documentElement.scrollTop){a=document.documentElement.scrollTop;b=document.documentElement.scrollLeft}else{if(document.body){a=document.body.scrollTop;b=document.body.scrollLeft}}}return[b,a]},findPosRelativeToViewport:function(c){var b=this.findPos(c);var a=this.getPageScroll();return[b[0]-a[0],b[1]-a[1]]}};KJE.InputModern=true;KJE.WindowsOS=(navigator.userAgent.indexOf("Windows")!=-1);KJE.CHROME=(navigator.userAgent.toLowerCase().indexOf("chrome")!==-1);KJE.FIREFOX=(navigator.userAgent.toLowerCase().indexOf("Firefox")!==-1);KJE.NoSupport=(!window.addEventListener);KJE.Safari=(navigator.userAgent.indexOf("Safari")!=-1&&navigator.userAgent.indexOf("Chrome")==-1);KJE.setExtraClientInputs=function(b){var a=KJE.inputs.items;b.EXTRA_CLIENTNAME=a.EXTRA_CLIENTNAME.getValue();b.EXTRA_NOTES=a.EXTRA_NOTES.getValue();b.EXTRA_DATE=a.EXTRA_DATE.getValue()};KJE.CalculatorWidth=KJE.CalculatorWidthMax;KJE.MSG_SR_HEADER="By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.";KJE.UKuejna="KJE Calculator License Not Found for: ";KJE.subheader="";KJE.iStorageTime=1000;KJE.STORAGE_NONE=0;KJE.STORAGE_AUTO=1;KJE.bStorageNonsupportWarning=true;KJE.bStorageOK=function(){if(typeof(Storage)!=="undefined"){try{localStorage.setItem("localStorage",1);localStorage.removeItem("localStorage")}catch(a){KJE.bUseStorage=KJE.STORAGE_NONE;return false}return true}return false};KJE.bStorageInit=function(){KJE.oStorageItems=null;KJE.bUseStorage=KJE.parameters.get("LOCAL_STORAGE",KJE.STORAGE_AUTO);KJE.sStorageKey=(typeof KJE.CalcType!="undefined"?KJE.CalcType:"TEMP");if(KJE.bStorageOK()){try{var b=localStorage.getItem(KJE.sStorageKey);if(KJE.LZString){b=KJE.LZString.decompressFromEncodedURIComponent(b)}KJE.oStorageItems=JSON.parse(b)}catch(c){KJE.oStorageItems={}}if(KJE.oStorageItems==null){KJE.oStorageItems={}}localStorage.setItem(KJE.sStorageKey+"_href",KJE.formatHref());localStorage.setItem(KJE.sStorageKey+"_title",document.title)}else{KJE.bUseStorage=KJE.STORAGE_NONE}if(KJE.getURLValueParam){var a=KJE.getURLValueParam();if(a){KJE.oStorageItems=a}}return KJE.bUseStorage};KJE.StorageSet=function(){if(KJE.bUseStorage){if(KJE.bStorageTimeout){clearTimeout(KJE.bStorageTimeout)}KJE.bStorageTimeout=setTimeout(KJE.bStorageSet,KJE.iStorageTime)}};KJE.getJSONFromInputs=function(){var b=KJE.inputs.items;var a={};for(var c in b){if(b.hasOwnProperty(c)){if(b[c]._inputType!=KJE.TypeLabel&&b[c]._inputType!=KJE.TypeNone){a[c]=b[c]._value}if(b[c]._inputTypeAdditional==KJE.TypeDropBox){a[b[c]._Additional.name]=b[c]._Additional.value}}}var d=JSON.stringify(a);return d};KJE.bStorageSet=function(c,b){var a=KJE.getJSONFromInputs();if(KJE.LZString){a=KJE.LZString.compressToEncodedURIComponent(a)}if(KJE.bUseStorage){localStorage.setItem(KJE.sStorageKey+(c?"#"+c:""),a);if(b){localStorage.setItem(KJE.sStorageKey+"#"+c+"_name",b)}}return a};KJE.bStoragePopulate=function(c){var b=KJE.inputs.items;for(var d in b){var a=false;if(c.hasOwnProperty(d)){a=c[d]}else{if(b.hasOwnProperty(d)){a=b[d].vDefault}}var e=null;if(b[d]._inputTypeAdditional!=KJE.TypeNone){if(c.hasOwnProperty(b[d]._Additional.name)){e=c[b[d]._Additional.name]}else{e=b[d].vDefault2}}KJE.InputItem.InputSetValues(b[d],a,e,false)}KJE.results(true)};KJE.StorageGet=function(b,a){var d=KJE.parameters.get(b,a);if(KJE.oStorageItems&&KJE.bUseStorage){var c=KJE.oStorageItems[b];if(c!=null){d=c}}return d};KJE.bHrefTrimURL=true;KJE.formatHref=function(){var a=document.location.href;if(KJE.bHrefTrimURL){var b=a.indexOf("?");if(b>0){a=a.substr(0,b)}}return a};KJE.MenuResizeTimeOut=null;KJE.MenuWindowVisible=false;KJE.MenuSelectedRow=-1;KJE.menuInit=function(b){KJE.sMenuRESET="
";KJE.sMenuCLEAR="";KJE.sMenuHTMLAuto="**RESET****CALCCLEAR**";KJE.MenuHeader='**TITLE_TEXT****IMG_TEXT** | **ICON** |
**TITLE_TEXT****IMG_TEXT** | **TITLE_TEXT2** | **ICON** |
It is important to remember that these scenarios are hypothetical and that future rates of return can't be predicted with certainty and that investments that pay higher rates of return are generally subject to higher risk and volatility. The actual rate of return on investments can vary widely over time, especially for long-term investments. This includes the potential loss of principal on your investment. It is not possible to invest directly in an index and the compounded rate of return noted above does not reflect sales charges and other fees that investment funds and/or investment companies may charge.");KJE.definitions.set("**ROR_SHORT_DEFINITION**","It is important to remember that these scenarios are hypothetical and that future interest rates can't be predicted with certainty.");KJE.definitions.set("**INFLATION_DEFINITION**","This is what you expect for the average long-term inflation rate. A common measure of inflation in the U.S. is the Consumer Price Index (CPI). From 1925 through 2024 the CPI has a long-term average of 3.0% annually. Over the last 40 years the highest CPI recorded was 13.5% in 1980. For the 12 months ending October 31st 2024 the CPI for All Urban Consumers (CPI-U) was 3.2% as reported by the U.S. Bureau of Labor Statistics.");KJE.gColorGridBackground1 ="#f7f7f7";KJE.gColorGridBackground2 ="#f7f7f7";KJE.ReportHeader="