The primary purpose of Rule 17a-3 (Books and Records) is to provide regulators—particularly State Securities Regulators—access to customer books and records to review for compliance with suitability rules. See more in www.sec.gov/rules/final/34-44992.htm

Why do I receive this letter?
In 2001, the Securities and Exchange Commission (SEC) amended Rule17a-3 (Books and Records). The revised amendments, in part, require that broker/dealers obtain, store, maintain and return client and suitability information for all owners of securities products.

What products does this pertain to?
The rule covers owners of all securities products including variable universal life, variable deferred annuities, variable immediate annuities, variable settlement options, mutual funds, 529 Plans and brokerage products including equities, fixed income products, options, etc.

What is the required suitability information?
The rule requires the customer's name, tax identification number, address, telephone number, date of birth, employment status (including occupation and whether the customer is an associated person of a member, broker or dealer), annual income, net worth (excluding value of primary residence), and investment objective for each registration. The investment objective must be reflective of all products within the registration.

What is a registration?
Thrivent Investment Management Inc identified 15 registration types under which securities products are held. These registrations are common to those found at most broker-dealer firms. The registrations are: Individual, Joint, Business, IRA, Roth IRA, SEP IRA, Employer Retirement Plan, 401(k), SIMPLE IRA / SARSEP, 403b, Trust, Estate, 529 Plans, Education, Custodial.

What are the investment objectives?
Thrivent Investment Management Inc has the following investment objectives and definitions:

• Aggressive Growth – focus is on generating growth and/or income with a willingness to assume a high level of risk.
• Growth – focus is on generating long-term growth of capitol, offset by a low level of income.
• Balanced/Conservative Growth – focus is on generating current income and/or long term growth.
• Preservation of Principal/Income – focus is on preservation of principal and/or income.

When I receive a letter, do I need to return the form enclosed with the letter?
If the information is complete, correct and up to date, no response is needed. If information is inaccurate or missing, make changes to the information and return it in the postage-paid envelope provided.

What if information is inaccurate or missing and I do not return the form?
Thrivent Investment Management Inc is required to notify you and ask for the most current information. If the information is incomplete you will receive a follow-up letter. You are encouraged to provide us with the most current and accurate information to ensure all future transactions are in your best interest.

What if I do not wish to disclose this information?
You are not required to provide this information. You are encouraged to provide this information to ensure all future transactions are in your best interest.

Where should I send the completed form?
Mark the changes to the form and return it in the postage-paid envelope provided.

Can I call and provide this information over the phone?
Yes, you may contact your registered representative or our customer service area at 800-701-3885 Monday through Friday from 7 a.m. to 9 p.m. and Saturday from 9 a.m. to 1 p.m. Central time.

There are additional owners on this account; will all owners receive the same letter?
No. The mailing is sent to the primary owner. We ask that the primary owner coordinate with the other account owner(s) to make any necessary updates or changes to the information.

For custodial accounts, the letter will be sent to the custodian or guardian of record.

How often will I receive this type of letter?
As required by the SEC ruling, we will periodically request updates if there has been no other activity that would have triggered a review and update of the data within the past three years. If, during the year, a new registration is opened, or if there are changes to certain existing registration information (e.g., investment objective changes, ownership changes, etc.), you will receive another letter confirming the information. You do not need to respond if all the information is accurate.

I do not wish to receive these letters. Is that possible?
No. All broker-dealer firms are required by the SEC to conduct these mailings.

These forms include personal information; what is Thrivent Financial’s policy with respect to keeping personal information private?
Protecting the privacy of your information is a responsibility we take very seriously. We understand the information is personal, and we view confidentiality as critical. Thrivent Financial upholds strict standards of security to safeguard all client information. More information about our privacy policy is available here.