1. Teens and any other minors must have their parents’ permission before participating or posting any messages. Ask your parents if you’re not sure about what types of information to include when posting. Remember that this is a public message board that is available to anyone with Internet access.
2. The Members/Chapters Web site is a family-oriented online community. Do not post any messages or upload any files that contain profanity, obscenities, and threatening or vulgar language. (If you wouldn’t say it to your grandmother, don’t say it here!)
3. Before you post a message, think about it! Do not send messages intended to embarrass, humiliate or harass another person.
4. We reserve the right (but not the responsibility) to remove any messages without notice which, in our opinion, violate or infringe upon the rights of any other person.
5. We reserve the right (but not the responsibility) to block and prevent usage of our message boards by any person who, in our opinion, violates or infringes upon the rights of any other person or who posts inappropriate content (profanities, obscenities, threats, personal attacks, vulgar language, etc.).
6. Always use caution and common sense when placing personal information (or the information of others) anywhere on the Internet, including these message boards. Do not post full names, telephone numbers, e-mail address, street address or other personal information on these message boards.
7. Your screen name is your community identity. We encourage you to use it consistently. Do not impersonate others. This includes other users, famous people (alive or deceased), or Thrivent Financial for Lutherans employees or volunteers.
8. We do not allow any form of commercial advertising on these message boards.
9. No solicitation is allowed. This includes, spamming, solicitation to join mail lists or groups, direct mail marketing materials or other advertisements to those using the message boards.
10. Do not conduct fund-raising activities on the message boards. If you’d like to publicize special events, use the free Lutherans Online classified ad posting area.
11. Do not post time-sensitive messages on the message boards. Regular access by others cannot be guaranteed.
12. Do not place intellectual property of others (copyrighted materials) on the message boards. See the Copyright and Copyright Agent Information for more details.
13. Topics that may be of interest to our various audiences may be highlighted on the Lutherans Online home page without prior permission.
14. These message boards are intended to encourage open discussion and sharing of ideas in a safe, family-oriented environment. Please assist us in maintaining Lutherans Online as an open and happy atmosphere for all.
15. Any problems, suggestions or concerns with Thrivent Financial's Web site should be directed to the Thrivent Financial Operations Center at mail@thrivent.com for response, rather than using the public message boards.
16. For comments or questions regarding to Thrivent Financial products and services, go to the "Locate Your Financial Representative" feature on Thrivent Financial's Web site. Once you locate your financial representative's home page, you can send him or her an e-mail message directly.

The statements and/or opinions expressed on these message boards are solely those of the persons participating. Such statements and/or opinions do not necessarily reflect the views of Thrivent Financial or any of its subsidiaries or affiliates.

Thrivent Financial and its subsidiaries and affiliates are not responsible for the content of such statements and/or opinions. Persons who use these message boards do so at their own risk. Thrivent Financial and its subsidiaries and affiliates shall not be liable for any damages that may result from the use of or inability to use this message board.