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More More From You - We asked, “What’s your family’s philosophy on paying for college?” You said:

My father has given our boys CDs ever since they were born. We are saving all that money to pay for their college educations. My parents paid most of my way through college, and I know the sacrifices they made to do that. I really appreciated not having a ton of student loans to pay back once I was out of school. I also had quite a few scholarships to help me out. My parents told us kids they would only pay for four years. My sister was in school longer than I and had to finance her additional years.

I hope we can pay for our boys’ college educations so they can come out of school with both feet on the ground. I think we will keep the four-year philosophy of my parents, and if our boys want to live off campus, they will have to come up with their own money for that.

It is a fine line—you want them to appreciate their education, so to have them contribute a little I think helps, as well. I used my summer income to pay for books and part of my room and board. Once my scholarships were used up, my parents helped with tuition. I was never forced to work during college, just in the summertime, so I could take a full load and complete my degree in four years.
—Sarah Leverenz
Rocklin, California

The best help you can give is encouragement to study and work hard toward getting a scholarship. When a person works for something they appreciate it more.
—W.G. Mangels
Polso, Montana

Students expend a great deal of energy thinking about which university to attend and how to get into the school of their choice. They don’t think about what they will do when they get there. In many universities, only a third of the students complete their studies in four years. Delaying finding a major can cause a student to spend a fifth year in college, causing them to pay one year’s additional tuition, room and board, and books. It also costs them a year’s salary.

What to do? Spend time researching majors on sites like MyMajors (www.mymajors.com) and The Princeton Review (www.princetonreview.com). Talk to counselors and advisors. Attend orientation sessions. Take personality tests that suggest appropriate areas of study.
—Fritz Grupe
Reno, Nevada

We asked, “How do you make time for togetherness?” You said:

Togetherness is truly a heart matter. I feel that once a person has decided in their heart to spend time with their loved ones, then no schedule, meeting, etc. can stand in your way.

My idea of togetherness and the way that I make time for my family and friends is to occasionally send cute cards just to say hello. I also send e-mails on a regular basis; this includes e-mailing pictures of memories we’ve shared together.

The most common thing that I do (on a weekly basis) is calling loved ones to find out how things are going. Togetherness to me does not necessarily mean that you have to be physically present. It’s about intent. If your heart and spirit are in the right place, then the connection will be there.

There is nothing quite like the joy and laughter that spending time with a loved one brings. In fact, what would this world be like if we couldn’t spend time together with those we love the most?
—Lolita Buck
Chicago, Illinois

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Thrivent Financial for Lutherans, Appleton, WI 54919-0001, is authorized to conduct business in all 50 states and the District of Columbia. NAIC # 2938-56014. Products issued by Thrivent Financial for Lutherans are available to applicants who meet membership, insurability, U.S. citizenship and residency requirements. Not all products described are available in all states. Thrivent Financial representatives are licensed insurance agents. Insurance and retirement products, where available, are individual contracts, (not group coverage), and issued by Thrivent Financial for Lutherans. Investment products are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415-1665, a wholly owned subsidiary of Thrivent Financial for Lutherans. Member FINRA. Member SIPC. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc.

Bank products and trust services are offered through Thrivent Financial Bank, 2000 E. Milestone Dr., Appleton, WI 54919-0006 (Member FDIC, Equal Housing Lender), a wholly owned subsidiary of Thrivent Financial for Lutherans. Insurance, investment products, securities, trust, and investment management services and accounts are not deposits, are not FDIC insured, are not insured by any federal government agency, and are not guaranteed by Thrivent Financial Bank. Variable insurance contracts, investment products, trust, and investment management accounts may go down in value.

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This document was last updated on Tuesday, July 15, 2008 at 4:23 PM