As you near retirement, it’s only natural to gravitate toward more conservative investments. After all, you’ll need income and won’t want to risk your nest egg on overly aggressive investments. But there’s a danger in being too conservative: inflation, rising health care costs and taxes can all eat away at your principal. The last thing you want to do is run out of the money you need for your day-to-day living expenses.

Fortunately, the Thrivent Diversified Income Plus Fund is designed to help meet your financial goals during retirement. The fund provides:

• Ongoing income. The fund is designed to complement any pension, social security and other regular income you’ll be receiving during retirement. The fund divides its assets into high-yielding bonds, investment-grade bonds, real-estate investment trusts and dividend-paying stocks, all of which generate income.
• Growth of principal. The fund’s managers actively manage the investments in the fund, providing capital appreciation potential designed to offset inflation, rising health care costs and taxes.
• Reduced volatility. By relying on less volatile growth vehicles and maintaining a commitment to diversification, the fund reduces the potential for jaw-dropping declines that could keep you up at night. The fund’s managers carefully monitor the fund’s individual holdings, reallocating assets with the goal of delivering the growth and income you need to meet your investment objectives.

To learn more about the Thrivent Diversified Income Plus Fund and investing for retirement, contact a Thrivent Financial representative today .

Risks: The Fund may invest in debt or equity securities. Debt securities include high-yield, high-risk securities commonly known as “junk bonds.” High-yield securities are subject to greater price fluctuations and increased risk of loss of principal than investment grade bonds. Equity securities include securities of REITs, which are subject to the risk that changes in real estate values or economic downturns can have a negative effect on issuers in the real estate industry. The securities in the Fund’s portfolio are also subject to market risk, which is the risk that security prices may decline over a period of time, and interest rate risk, which is the risk that security prices may be adversely affected by changes in interest rates. These and other risks are described in the Fund’s prospectus.