| Loan Application Received |
| Underwriting Process 2 weeks* |
| Gather Loan Requirements from Church Contact (the time this takes will depend on the number of specific requirements needed to close the loan). |
| Review Submitted Requirements, Prepare Loan Documents and Schedule Closing 2 weeks* |
| Funding |


| Upon underwriting approval, a formal commmitment letter to make the loan will be issued to the congregation. |
| Specific requirements will be included in the commitment letter. |