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Thrivent Financial Bank Business Checking Accounts |
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Community Checking |
Community Checking Plus |
Business Checking |
Business Checking Plus |
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Customized for smaller, low volume nonprofit organizations, this account earns interest |
With features that medium-sized nonprofit organizations need, this account offers an earnings credit and also earns interest |
The perfect account for smaller or home businesses |
Larger small businesses find the features they need in this account, including the benefit of an earnings credit. |
Earns Interest |
Yes |
Yes |
No |
No |
Earnings Credit* |
No |
Yes |
No |
Yes |
Minimum Daily Balance Requirement |
A low $250 daily balance waives your monthly maintenance fee |
No Minimum Daily Balance Requirement |
A low $250 daily balance waives your monthly maintenance fee |
No Minimum Daily Balance Requirement |
Monthly Maintenance Fee |
$10 |
$20 |
$10 |
$20 |
FREE Items per month |
200 |
N/A |
200 |
N/A |
Per Item Fee over 200 |
$0.30 |
N/A |
$0.30 |
N/A |
Debit Fee |
No charge if total number of items is less than 200; if greater than 200, $0.30 each |
$0.17 |
No charge if total number of items is less than 200; if greater than 200, $0.30 each |
$0.17 |
Deposited Item Fee |
No charge if total number of items is less than 200; if greater than 200, $0.30 each |
$0.11 |
No charge if total number of items is less than 200; if greater than 200, $0.30 each |
$0.11 |
Credit Fee |
No charge if total number of items is less than 200; if greater than 200, $0.30 each |
$0.30 |
No charge if total number of items is less than 200; if greater than 200, $0.30 each |
$0.30 |
Online Business Banking Fee
View Only or View plus ACH |
$10 – view only
$20 – view plus ACH |
$10 – view only
$20 – view plus ACH |
$10 – view only
$20 – view plus ACH |
$10 – view only
$20 – view plus ACH |
Overdraft Protection |
$25 Annual Fee |
$25 Annual Fee |
$25 Annual Fee |
$25 Annual Fee |
Sweep Fee |
$25/month for an unlimited number of sweeps |
$25/month for an unlimited number of sweeps |
$25/month for an unlimited number of sweeps |
$25/month for an unlimited number of sweeps |
*An earnings credit often may offset service charges. If total service charges are more than the earnings credit, your account is charged the difference. The earnings credit is based on the average collected funds less 10% mandatory reserve requirement. The Federal Funds’ rate on the last Monday of the month determines the earnings credit rate.