Single Life Income
You will receive income payments for your lifetime. If you choose a guaranteed payment period and die during that time period, payments will continue to the named beneficiary until the guaranteed period ends.

Joint Life Income
This option is similar to Single Life Income. It provides a life income for two of you, based on your joint life expectancy. A reduction factor is available that allows larger payments to be made during the guaranteed period and while both of you are living. After the guaranteed period ends and one of you dies, the payments are reduced by that factor. If both of you die during the guaranteed period, income payments will continue to your named beneficiary until the period ends.

Fixed Period
You tell us how long you want to receive income payments (up to 30 years). This will be the guaranteed-payment period. Thrivent Financial will calculate the income amounts and send the payments to you, according to the frequency you select.

Your financial representative with Thrivent Financial for Lutherans can help
Contact your financial representative for more information about the Single Premium Immediate Variable Annuity from Thrivent Financial for Lutherans. He or she can provide you with costs, complete details of coverage, exclusions, reduction of benefits, and terms under which the contract may be continued in force or discontinued.

Download a prospectus for the Thrivent Financial for Lutherans Variable Annuity. The prospectus contains more complete information on charges and expenses. You should read the prospectus carefully before you invest or send money.

All guarantees based on Thrivent Financial's claims-paying ability.

Contract Forms: #4470,	#4474, #TX4470
20456WH	N11-02

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