The Flexible Premium Deferred Variable Annuity from Thrivent Financial for Lutherans is an attractive way to help you:
- prepare for your long-term retirement goals.
- manage your hard-earned assets.
- continue accumulating assets during retirement.
The Flexible Premium Deferred Variable Annuity combines these benefits:
- Tax-deferred growth of earnings
- Affordable investment minimums
- Wide-ranging investment options
- Flexible distribution options
- Non-rolling surrender charges
- Death benefit options
- Investment choices that can provide guaranteed minimum accumulated value
Proven investment management
This is the founding tenet under which Thrivent Financial's investment management operates. Each investment portfolio is operated by seasoned portfolio managers and supported by teams of diversely-skilled associate managers, analysts and traders. Management experience comes from Thrivent Investment Management Inc., as well as several of the nation's leading investment companies who serve as subadvisors to some of the Flexible Premium Deferred Variable Annuity's portfolios.
Investing made easy
The full value of your initial premium and any subsequent premiums go to work immediately, since you never pay up-front sales expenses. In addition, you will pay no deferred sales expenses (also called surrender charges) if you keep the contract in force and make no withdrawals until at least the beginning of the 8th contract year.* Prior to the beginning of the 8th contract year, you will pay no surrender charges if you withdraw no more than 10% of your accumulated value each contract year.
Investing made affordable
To maximize the benefit of tax-deferred investing, it's important to minimize your variable annuity's costs. The Flexible Premium Deferred Variable Annuity's annual Mortality and Expense risk charge, which pays for insurance risks and administrative costs, is 1.25% in years 1-7 and 1.00% in years 8+.** Lower expenses mean you'll have more money working hard for your retirement.
An annual administrative charge equal to the lesser of $30 or 2% of the accumulated value will apply to VA contracts, but may be waived if ongoing premiums of at least $2,400 are paid each contract year or if the accumulated value or sum of all premiums paid exceed $15,000. (The annual administrative charge is discussed more fully in the prospectus.)
Your financial representative with Thrivent Financial for Lutherans can help
Contact your financial
representative for more information about the Flexible Premium Deferred
Variable Annuity from Thrivent Financial for Lutherans. He or she can provide
you with costs, complete details of coverage, exclusions, reduction of benefits,
and terms under which the contract may be continued in force or discontinued.
Download a prospectus for the
Thrivent Financial for Lutherans Variable Annuity. The prospectus contains
more complete information on charges and expenses. You
should read the prospectus carefully before you invest or send money.
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